The typical owner-occupied home in Lisbon is worth about $237,200, 20% below the Maine median of $296,600 and 29% below the national median of $332,700. Owners pay a median $3,229 a year in property taxes, about 1.36% of their home's value, higher than the Maine rate of 1.02%. The median household earns $86,221 a year, so the median home costs 2.8 times the median income (4.0 times for Maine). 77% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.
Lisbon at a glance
| Lisbon | Maine | U.S. | |
|---|---|---|---|
| Median home value | $237,200 | $296,600 | $332,700 |
| Median property tax paid per year | $3,229 | $3,036 | $3,119 |
| Property tax as a share of value | 1.36% | 1.02% | 0.94% |
| Median household income | $86,221 | $74,733 | $80,734 |
| Homes lived in by their owners | 77% | 74% | 65% |
| Owner homes with a mortgage | 76% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,702 | $1,729 | $1,963 |
| Those costs as a share of the owners' income | 20.2% | 20.6% | 21.0% |
| Median rent | $805 | $1,139 | $1,413 |
| Rent as a share of renters' income | 31.8% | 29.4% | 30.6% |
| Median year homes were built | 1985 | 1977 | 1980 |
| Vacant homes | 0.0% | 20.6% | 10.1% |
| Population | 3,612 | 1,387,817 | 334,922,499 |
What a typical home costs per month in Lisbon
At this week's average 30-year rate of 7.11%, buying the median Lisbon home of $237,200 with 20% down costs about $1,644 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,039, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $70,465 for the 20%-down payment. That payment is 23% of the median Lisbon household income of $86,221; at that income and 20% down, the 28% guideline points to a home of about $290,000.
The median rent here is $805 a month, so owning the median home costs about $839 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $47,440 |
|---|---|
| Loan amount | $189,760 |
| Principal and interest | $1,277 |
| Property taxes (1.36% a year) | $269 |
| Homeowners insurance (our estimate, 0.5% a year) | $99 |
| PMI | $0 |
| Total per month | $1,644 |
Change the numbers in the calculator
| Down payment | $8,302 |
|---|---|
| Loan amount | $232,904 |
| Principal and interest | $1,567 |
| Property taxes (1.36% a year) | $269 |
| Homeowners insurance (our estimate, 0.5% a year) | $99 |
| FHA mortgage insurance | $105 |
| Total per month | $2,039 |
Change the numbers in the calculator
Questions about home buying in Lisbon
What is the median home value in Lisbon?
About $237,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lisbon?
Homeowners pay a median $3,229 a year, which is about 1.36% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lisbon?
For the median home with 20% down at 7.11%, the payment is about $1,644 a month. Keeping that under 28% of gross income takes about $70,465 a year.
More about Lisbon
- Mortgage Refinance in Lisbon
- Debt Relief in Lisbon
- Home Equity Loans in Lisbon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data