The typical owner-occupied home in Uniondale is worth about $110,500, 49% below the Indiana median of $218,200 and 67% below the national median of $332,700. Owners pay a median $539 a year in property taxes, about 0.49% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $84,375 a year, so the median home costs 1.3 times the median income (3.0 times for Indiana). 87% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Uniondale at a glance
| Uniondale | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $110,500 | $218,200 | $332,700 |
| Median property tax paid per year | $539 | $1,614 | $3,119 |
| Property tax as a share of value | 0.49% | 0.74% | 0.94% |
| Median household income | $84,375 | $71,957 | $80,734 |
| Homes lived in by their owners | 87% | 71% | 65% |
| Owner homes with a mortgage | 66% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $975 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 14.9% | 18.1% | 21.0% |
| Median rent | $1,042 | $1,062 | $1,413 |
| Rent as a share of renters' income | 12.5% | 29.1% | 30.6% |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 13.3% | 8.8% | 10.1% |
| Population | 309 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Uniondale
At this week's average 30-year rate of 7.11%, buying the median Uniondale home of $110,500 with 20% down costs about $686 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $870, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,393 for the 20%-down payment. That payment is 10% of the median Uniondale household income of $84,375; at that income and 20% down, the 28% guideline points to a home of about $317,000.
The median rent here is $1,042 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $22,100 |
|---|---|
| Loan amount | $88,400 |
| Principal and interest | $595 |
| Property taxes (0.49% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $686 |
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| Down payment | $3,868 |
|---|---|
| Loan amount | $108,499 |
| Principal and interest | $730 |
| Property taxes (0.49% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $870 |
Change the numbers in the calculator
Questions about home buying in Uniondale
What is the median home value in Uniondale?
About $110,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Uniondale?
Homeowners pay a median $539 a year, which is about 0.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Uniondale?
For the median home with 20% down at 7.11%, the payment is about $686 a month. Keeping that under 28% of gross income takes about $29,393 a year.
More about Uniondale
- Mortgage Refinance in Uniondale
- Debt Relief in Uniondale
- Home Equity Loans in Uniondale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data