The typical owner-occupied home in Williamsport is worth about $158,200, 27% below the Indiana median of $218,200 and 52% below the national median of $332,700. Owners pay a median $828 a year in property taxes, about 0.52% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $65,550 a year, so the median home costs 2.4 times the median income (3.0 times for Indiana). 71% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Williamsport at a glance
| Williamsport | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $158,200 | $218,200 | $332,700 |
| Median property tax paid per year | $828 | $1,614 | $3,119 |
| Property tax as a share of value | 0.52% | 0.74% | 0.94% |
| Median household income | $65,550 | $71,957 | $80,734 |
| Homes lived in by their owners | 71% | 71% | 65% |
| Owner homes with a mortgage | 68% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,084 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 16.4% | 18.1% | 21.0% |
| Median rent | $824 | $1,062 | $1,413 |
| Rent as a share of renters' income | 28.8% | 29.1% | 30.6% |
| Median year homes were built | 1971 | 1976 | 1980 |
| Vacant homes | 11.4% | 8.8% | 10.1% |
| Population | 1,867 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Williamsport
At this week's average 30-year rate of 7.11%, buying the median Williamsport home of $158,200 with 20% down costs about $986 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,249, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,251 for the 20%-down payment. That payment is 18% of the median Williamsport household income of $65,550; at that income and 20% down, the 28% guideline points to a home of about $245,000.
The median rent here is $824 a month, so owning the median home costs about $162 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,640 |
|---|---|
| Loan amount | $126,560 |
| Principal and interest | $851 |
| Property taxes (0.52% a year) | $69 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $986 |
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| Down payment | $5,537 |
|---|---|
| Loan amount | $155,335 |
| Principal and interest | $1,045 |
| Property taxes (0.52% a year) | $69 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,249 |
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Questions about home buying in Williamsport
What is the median home value in Williamsport?
About $158,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Williamsport?
Homeowners pay a median $828 a year, which is about 0.52% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Williamsport?
For the median home with 20% down at 7.11%, the payment is about $986 a month. Keeping that under 28% of gross income takes about $42,251 a year.
More about Williamsport
- Mortgage Refinance in Williamsport
- Debt Relief in Williamsport
- Home Equity Loans in Williamsport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data