The typical owner-occupied home in Wyatt is worth about $210,000, 4% below the Indiana median of $218,200 and 37% below the national median of $332,700. The median household earns $63,438 a year, so the median home costs 3.3 times the median income (3.0 times for Indiana). 76% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.
Wyatt at a glance
| Wyatt | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $210,000 | $218,200 | $332,700 |
| Median property tax paid per year | – | $1,614 | $3,119 |
| Median household income | $63,438 | $71,957 | $80,734 |
| Homes lived in by their owners | 76% | 71% | 65% |
| Owner homes with a mortgage | 100% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $900 | $1,404 | $1,963 |
| Median rent | – | $1,062 | $1,413 |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 0.0% | 8.8% | 10.1% |
| Population | 80 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Wyatt
At this week's average 30-year rate of 7.11%, buying the median Wyatt home of $210,000 with 20% down costs about $1,410 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,760, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,435 for the 20%-down payment. That payment is 27% of the median Wyatt household income of $63,438; at that income and 20% down, the 28% guideline points to a home of about $220,000.
| Down payment | $42,000 |
|---|---|
| Loan amount | $168,000 |
| Principal and interest | $1,130 |
| Property taxes (1.10% a year) | $192 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| PMI | $0 |
| Total per month | $1,410 |
Change the numbers in the calculator
| Down payment | $7,350 |
|---|---|
| Loan amount | $206,196 |
| Principal and interest | $1,387 |
| Property taxes (1.10% a year) | $192 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| FHA mortgage insurance | $93 |
| Total per month | $1,760 |
Change the numbers in the calculator
Questions about home buying in Wyatt
What is the median home value in Wyatt?
About $210,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Wyatt?
For the median home with 20% down at 7.11%, the payment is about $1,410 a month. Keeping that under 28% of gross income takes about $60,435 a year.
More about Wyatt
- Mortgage Refinance in Wyatt
- Debt Relief in Wyatt
- Home Equity Loans in Wyatt
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
