The typical owner-occupied home in Chrisney is worth about $102,900, 53% below the Indiana median of $218,200 and 69% below the national median of $332,700. Owners pay a median $558 a year in property taxes, about 0.54% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $55,625 a year, so the median home costs 1.8 times the median income (3.0 times for Indiana). 73% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Chrisney at a glance
| Chrisney | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $102,900 | $218,200 | $332,700 |
| Median property tax paid per year | $558 | $1,614 | $3,119 |
| Property tax as a share of value | 0.54% | 0.74% | 0.94% |
| Median household income | $55,625 | $71,957 | $80,734 |
| Homes lived in by their owners | 73% | 71% | 65% |
| Owner homes with a mortgage | 61% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,101 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 15.0% | 18.1% | 21.0% |
| Median rent | $625 | $1,062 | $1,413 |
| Rent as a share of renters' income | 31.4% | 29.1% | 30.6% |
| Median year homes were built | 1947 | 1976 | 1980 |
| Vacant homes | 10.5% | 8.8% | 10.1% |
| Population | 442 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Chrisney
At this week's average 30-year rate of 7.11%, buying the median Chrisney home of $102,900 with 20% down costs about $643 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $814, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,555 for the 20%-down payment. That payment is 14% of the median Chrisney household income of $55,625; at that income and 20% down, the 28% guideline points to a home of about $208,000.
The median rent here is $625 a month, so owning the median home costs about $18 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $20,580 |
|---|---|
| Loan amount | $82,320 |
| Principal and interest | $554 |
| Property taxes (0.54% a year) | $46 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $643 |
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| Down payment | $3,602 |
|---|---|
| Loan amount | $101,036 |
| Principal and interest | $680 |
| Property taxes (0.54% a year) | $46 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $46 |
| Total per month | $814 |
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Questions about home buying in Chrisney
What is the median home value in Chrisney?
About $102,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Chrisney?
Homeowners pay a median $558 a year, which is about 0.54% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Chrisney?
For the median home with 20% down at 7.11%, the payment is about $643 a month. Keeping that under 28% of gross income takes about $27,555 a year.
More about Chrisney
- Mortgage Refinance in Chrisney
- Debt Relief in Chrisney
- Home Equity Loans in Chrisney
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data