The typical owner-occupied home in Stilesville is worth about $193,300, 11% below the Indiana median of $218,200 and 42% below the national median of $332,700. Owners pay a median $1,191 a year in property taxes, about 0.62% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $74,821 a year, so the median home costs 2.6 times the median income (3.0 times for Indiana). 94% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Stilesville at a glance
| Stilesville | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $193,300 | $218,200 | $332,700 |
| Median property tax paid per year | $1,191 | $1,614 | $3,119 |
| Property tax as a share of value | 0.62% | 0.74% | 0.94% |
| Median household income | $74,821 | $71,957 | $80,734 |
| Homes lived in by their owners | 94% | 71% | 65% |
| Owner homes with a mortgage | 69% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $993 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 18.3% | 18.1% | 21.0% |
| Median rent | – | $1,062 | $1,413 |
| Median year homes were built | 1957 | 1976 | 1980 |
| Vacant homes | 17.3% | 8.8% | 10.1% |
| Population | 296 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Stilesville
At this week's average 30-year rate of 7.11%, buying the median Stilesville home of $193,300 with 20% down costs about $1,221 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,543, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,315 for the 20%-down payment. That payment is 20% of the median Stilesville household income of $74,821; at that income and 20% down, the 28% guideline points to a home of about $276,000.
| Down payment | $38,660 |
|---|---|
| Loan amount | $154,640 |
| Principal and interest | $1,040 |
| Property taxes (0.62% a year) | $100 |
| Homeowners insurance (our estimate, 0.5% a year) | $81 |
| PMI | $0 |
| Total per month | $1,221 |
Change the numbers in the calculator
| Down payment | $6,766 |
|---|---|
| Loan amount | $189,799 |
| Principal and interest | $1,277 |
| Property taxes (0.62% a year) | $100 |
| Homeowners insurance (our estimate, 0.5% a year) | $81 |
| FHA mortgage insurance | $85 |
| Total per month | $1,543 |
Change the numbers in the calculator
Questions about home buying in Stilesville
What is the median home value in Stilesville?
About $193,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stilesville?
Homeowners pay a median $1,191 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stilesville?
For the median home with 20% down at 7.11%, the payment is about $1,221 a month. Keeping that under 28% of gross income takes about $52,315 a year.
More about Stilesville
- Mortgage Refinance in Stilesville
- Debt Relief in Stilesville
- Home Equity Loans in Stilesville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data