The typical owner-occupied home in Linden is worth about $141,800, 35% below the Indiana median of $218,200 and 57% below the national median of $332,700. Owners pay a median $831 a year in property taxes, about 0.59% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $67,981 a year, so the median home costs 2.1 times the median income (3.0 times for Indiana). 71% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Linden at a glance
| Linden | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $141,800 | $218,200 | $332,700 |
| Median property tax paid per year | $831 | $1,614 | $3,119 |
| Property tax as a share of value | 0.59% | 0.74% | 0.94% |
| Median household income | $67,981 | $71,957 | $80,734 |
| Homes lived in by their owners | 71% | 71% | 65% |
| Owner homes with a mortgage | 49% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,063 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 15.0% | 18.1% | 21.0% |
| Median rent | $735 | $1,062 | $1,413 |
| Rent as a share of renters' income | 27.2% | 29.1% | 30.6% |
| Median year homes were built | 1961 | 1976 | 1980 |
| Vacant homes | 7.4% | 8.8% | 10.1% |
| Population | 590 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Linden
At this week's average 30-year rate of 7.11%, buying the median Linden home of $141,800 with 20% down costs about $892 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,128, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,225 for the 20%-down payment. That payment is 16% of the median Linden household income of $67,981; at that income and 20% down, the 28% guideline points to a home of about $252,000.
The median rent here is $735 a month, so owning the median home costs about $157 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $28,360 |
|---|---|
| Loan amount | $113,440 |
| Principal and interest | $763 |
| Property taxes (0.59% a year) | $70 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| PMI | $0 |
| Total per month | $892 |
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| Down payment | $4,963 |
|---|---|
| Loan amount | $139,232 |
| Principal and interest | $937 |
| Property taxes (0.59% a year) | $70 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| FHA mortgage insurance | $63 |
| Total per month | $1,128 |
Change the numbers in the calculator
Questions about home buying in Linden
What is the median home value in Linden?
About $141,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Linden?
Homeowners pay a median $831 a year, which is about 0.59% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Linden?
For the median home with 20% down at 7.11%, the payment is about $892 a month. Keeping that under 28% of gross income takes about $38,225 a year.
More about Linden
- Mortgage Refinance in Linden
- Debt Relief in Linden
- Home Equity Loans in Linden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data