The typical owner-occupied home in Westville is worth about $139,300, 36% below the Indiana median of $218,200 and 58% below the national median of $332,700. Owners pay a median $986 a year in property taxes, about 0.71% of their home's value, close to the Indiana rate of 0.74%. The median household earns $60,794 a year, so the median home costs 2.3 times the median income (3.0 times for Indiana). 84% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Westville at a glance
| Westville | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $139,300 | $218,200 | $332,700 |
| Median property tax paid per year | $986 | $1,614 | $3,119 |
| Property tax as a share of value | 0.71% | 0.74% | 0.94% |
| Median household income | $60,794 | $71,957 | $80,734 |
| Homes lived in by their owners | 84% | 71% | 65% |
| Owner homes with a mortgage | 60% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,307 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 18.1% | 21.0% |
| Median rent | $1,019 | $1,062 | $1,413 |
| Rent as a share of renters' income | 23.5% | 29.1% | 30.6% |
| Median year homes were built | 1999 | 1976 | 1980 |
| Vacant homes | 8.0% | 8.8% | 10.1% |
| Population | 5,279 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Westville
At this week's average 30-year rate of 7.11%, buying the median Westville home of $139,300 with 20% down costs about $890 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,122, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,148 for the 20%-down payment. That payment is 18% of the median Westville household income of $60,794; at that income and 20% down, the 28% guideline points to a home of about $222,000.
The median rent here is $1,019 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $27,860 |
|---|---|
| Loan amount | $111,440 |
| Principal and interest | $750 |
| Property taxes (0.71% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| PMI | $0 |
| Total per month | $890 |
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| Down payment | $4,876 |
|---|---|
| Loan amount | $136,777 |
| Principal and interest | $920 |
| Property taxes (0.71% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| FHA mortgage insurance | $62 |
| Total per month | $1,122 |
Change the numbers in the calculator
Questions about home buying in Westville
What is the median home value in Westville?
About $139,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Westville?
Homeowners pay a median $986 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Westville?
For the median home with 20% down at 7.11%, the payment is about $890 a month. Keeping that under 28% of gross income takes about $38,148 a year.
More about Westville
- Mortgage Refinance in Westville
- Debt Relief in Westville
- Home Equity Loans in Westville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data