The typical owner-occupied home in Whiteland is worth about $232,100, 6% above the Indiana median of $218,200 and 30% below the national median of $332,700. Owners pay a median $1,614 a year in property taxes, about 0.70% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $96,944 a year, so the median home costs 2.4 times the median income (3.0 times for Indiana). 94% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.
Whiteland at a glance
| Whiteland | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $232,100 | $218,200 | $332,700 |
| Median property tax paid per year | $1,614 | $1,614 | $3,119 |
| Property tax as a share of value | 0.70% | 0.74% | 0.94% |
| Median household income | $96,944 | $71,957 | $80,734 |
| Homes lived in by their owners | 94% | 71% | 65% |
| Owner homes with a mortgage | 76% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,336 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 17.0% | 18.1% | 21.0% |
| Median rent | $1,661 | $1,062 | $1,413 |
| Rent as a share of renters' income | 22.1% | 29.1% | 30.6% |
| Median year homes were built | 1992 | 1976 | 1980 |
| Vacant homes | 4.0% | 8.8% | 10.1% |
| Population | 5,173 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Whiteland
At this week's average 30-year rate of 7.11%, buying the median Whiteland home of $232,100 with 20% down costs about $1,481 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,868, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,479 for the 20%-down payment. That payment is 18% of the median Whiteland household income of $96,944; at that income and 20% down, the 28% guideline points to a home of about $354,000.
The median rent here is $1,661 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $46,420 |
|---|---|
| Loan amount | $185,680 |
| Principal and interest | $1,249 |
| Property taxes (0.70% a year) | $135 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,481 |
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| Down payment | $8,124 |
|---|---|
| Loan amount | $227,896 |
| Principal and interest | $1,533 |
| Property taxes (0.70% a year) | $135 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $103 |
| Total per month | $1,868 |
Change the numbers in the calculator
Questions about home buying in Whiteland
What is the median home value in Whiteland?
About $232,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Whiteland?
Homeowners pay a median $1,614 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Whiteland?
For the median home with 20% down at 7.11%, the payment is about $1,481 a month. Keeping that under 28% of gross income takes about $63,479 a year.
More about Whiteland
- Mortgage Refinance in Whiteland
- Debt Relief in Whiteland
- Home Equity Loans in Whiteland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data