The typical owner-occupied home in Celestine is worth about $219,800, about the same as the Indiana median of $218,200 and 34% below the national median of $332,700. Owners pay a median $728 a year in property taxes, about 0.33% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $145,122 a year, so the median home costs 1.5 times the median income (3.0 times for Indiana). 100% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Celestine at a glance
| Celestine | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $219,800 | $218,200 | $332,700 |
| Median property tax paid per year | $728 | $1,614 | $3,119 |
| Property tax as a share of value | 0.33% | 0.74% | 0.94% |
| Median household income | $145,122 | $71,957 | $80,734 |
| Homes lived in by their owners | 100% | 71% | 65% |
| Owner homes with a mortgage | 60% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,149 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 12.0% | 18.1% | 21.0% |
| Median rent | – | $1,062 | $1,413 |
| Median year homes were built | 1973 | 1976 | 1980 |
| Vacant homes | 0.0% | 8.8% | 10.1% |
| Population | 422 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Celestine
At this week's average 30-year rate of 7.11%, buying the median Celestine home of $219,800 with 20% down costs about $1,335 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,701, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,211 for the 20%-down payment. That payment is 11% of the median Celestine household income of $145,122; at that income and 20% down, the 28% guideline points to a home of about $558,000.
| Down payment | $43,960 |
|---|---|
| Loan amount | $175,840 |
| Principal and interest | $1,183 |
| Property taxes (0.33% a year) | $60 |
| Homeowners insurance (our estimate, 0.5% a year) | $92 |
| PMI | $0 |
| Total per month | $1,335 |
Change the numbers in the calculator
| Down payment | $7,693 |
|---|---|
| Loan amount | $215,819 |
| Principal and interest | $1,452 |
| Property taxes (0.33% a year) | $60 |
| Homeowners insurance (our estimate, 0.5% a year) | $92 |
| FHA mortgage insurance | $97 |
| Total per month | $1,701 |
Change the numbers in the calculator
Questions about home buying in Celestine
What is the median home value in Celestine?
About $219,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Celestine?
Homeowners pay a median $728 a year, which is about 0.33% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Celestine?
For the median home with 20% down at 7.11%, the payment is about $1,335 a month. Keeping that under 28% of gross income takes about $57,211 a year.
More about Celestine
- Mortgage Refinance in Celestine
- Debt Relief in Celestine
- Home Equity Loans in Celestine
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data