The typical owner-occupied home in Camden is worth about $107,700, 51% below the Indiana median of $218,200 and 68% below the national median of $332,700. Owners pay a median $744 a year in property taxes, about 0.69% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $53,000 a year, so the median home costs 2.0 times the median income (3.0 times for Indiana). 79% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Camden at a glance
| Camden | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $107,700 | $218,200 | $332,700 |
| Median property tax paid per year | $744 | $1,614 | $3,119 |
| Property tax as a share of value | 0.69% | 0.74% | 0.94% |
| Median household income | $53,000 | $71,957 | $80,734 |
| Homes lived in by their owners | 79% | 71% | 65% |
| Owner homes with a mortgage | 50% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $983 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 14.4% | 18.1% | 21.0% |
| Median rent | $392 | $1,062 | $1,413 |
| Rent as a share of renters' income | 26.0% | 29.1% | 30.6% |
| Median year homes were built | 1952 | 1976 | 1980 |
| Vacant homes | 3.9% | 8.8% | 10.1% |
| Population | 585 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Camden
At this week's average 30-year rate of 7.11%, buying the median Camden home of $107,700 with 20% down costs about $686 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $866, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,417 for the 20%-down payment. That payment is 16% of the median Camden household income of $53,000; at that income and 20% down, the 28% guideline points to a home of about $194,000.
The median rent here is $392 a month, so owning the median home costs about $294 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $21,540 |
|---|---|
| Loan amount | $86,160 |
| Principal and interest | $580 |
| Property taxes (0.69% a year) | $62 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $686 |
Change the numbers in the calculator
| Down payment | $3,770 |
|---|---|
| Loan amount | $105,749 |
| Principal and interest | $711 |
| Property taxes (0.69% a year) | $62 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $866 |
Change the numbers in the calculator
Questions about home buying in Camden
What is the median home value in Camden?
About $107,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Camden?
Homeowners pay a median $744 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Camden?
For the median home with 20% down at 7.11%, the payment is about $686 a month. Keeping that under 28% of gross income takes about $29,417 a year.
More about Camden
- Mortgage Refinance in Camden
- Debt Relief in Camden
- Home Equity Loans in Camden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data