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Buying a home in Wendell, Idaho

The typical owner-occupied home in Wendell is worth about $242,100, 42% below the Idaho median of $418,600 and 27% below the national median of $332,700. Owners pay a median $1,242 a year in property taxes, about 0.51% of their home's value, higher than the Idaho rate of 0.49%. The median household earns $57,266 a year, so the median home costs 4.2 times the median income (5.4 times for Idaho). 71% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Wendell at a glance

Wendell Idaho U.S.
Median home value $242,100 $418,600 $332,700
Median property tax paid per year $1,242 $2,038 $3,119
Property tax as a share of value 0.51% 0.49% 0.94%
Median household income $57,266 $77,800 $80,734
Homes lived in by their owners 71% 72% 65%
Owner homes with a mortgage 55% 62% 61%
Median monthly costs, owners with a mortgage $1,073 $1,687 $1,963
Those costs as a share of the owners' income 19.2% 20.7% 21.0%
Median rent $815 $1,238 $1,413
Rent as a share of renters' income 21.8% 28.7% 30.6%
Median year homes were built 1975 1991 1980
Vacant homes 4.2% 10.3% 10.1%
Population 2,981 1,934,262 334,922,499

What a typical home costs per month in Wendell

At this week's average 30-year rate of 7.11%, buying the median Wendell home of $242,100 with 20% down costs about $1,507 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,910, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $64,572 for the 20%-down payment. That payment is 32% of the median Wendell household income of $57,266; at that income and 20% down, the 28% guideline points to a home of about $215,000.

The median rent here is $815 a month, so owning the median home costs about $692 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$48,420
Loan amount$193,680
Principal and interest$1,303
Property taxes (0.51% a year)$103
Homeowners insurance (our estimate, 0.5% a year)$101
PMI$0
Total per month$1,507

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3.5% down, 30-year FHA loan
Down payment$8,474
Loan amount$237,715
Principal and interest$1,599
Property taxes (0.51% a year)$103
Homeowners insurance (our estimate, 0.5% a year)$101
FHA mortgage insurance$107
Total per month$1,910

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Questions about home buying in Wendell

What is the median home value in Wendell?

About $242,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wendell?

Homeowners pay a median $1,242 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wendell?

For the median home with 20% down at 7.11%, the payment is about $1,507 a month. Keeping that under 28% of gross income takes about $64,572 a year.

More about Wendell

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data