The typical owner-occupied home in Bliss is worth about $118,800, 72% below the Idaho median of $418,600 and 64% below the national median of $332,700. Owners pay a median $288 a year in property taxes, about 0.24% of their home's value, lower than the Idaho rate of 0.49%. The median household earns $65,500 a year, so the median home costs 1.8 times the median income (5.4 times for Idaho). 81% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Bliss at a glance
| Bliss | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $118,800 | $418,600 | $332,700 |
| Median property tax paid per year | $288 | $2,038 | $3,119 |
| Property tax as a share of value | 0.24% | 0.49% | 0.94% |
| Median household income | $65,500 | $77,800 | $80,734 |
| Homes lived in by their owners | 81% | 72% | 65% |
| Owner homes with a mortgage | 38% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $783 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 12.7% | 20.7% | 21.0% |
| Median rent | – | $1,238 | $1,413 |
| Rent as a share of renters' income | 23.2% | 28.7% | 30.6% |
| Median year homes were built | 1973 | 1991 | 1980 |
| Vacant homes | 19.7% | 10.3% | 10.1% |
| Population | 229 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Bliss
At this week's average 30-year rate of 7.11%, buying the median Bliss home of $118,800 with 20% down costs about $713 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $910, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,540 for the 20%-down payment. That payment is 13% of the median Bliss household income of $65,500; at that income and 20% down, the 28% guideline points to a home of about $255,000.
| Down payment | $23,760 |
|---|---|
| Loan amount | $95,040 |
| Principal and interest | $639 |
| Property taxes (0.24% a year) | $24 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $713 |
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| Down payment | $4,158 |
|---|---|
| Loan amount | $116,648 |
| Principal and interest | $785 |
| Property taxes (0.24% a year) | $24 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $53 |
| Total per month | $910 |
Change the numbers in the calculator
Questions about home buying in Bliss
What is the median home value in Bliss?
About $118,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bliss?
Homeowners pay a median $288 a year, which is about 0.24% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bliss?
For the median home with 20% down at 7.11%, the payment is about $713 a month. Keeping that under 28% of gross income takes about $30,540 a year.
More about Bliss
- Mortgage Refinance in Bliss
- Debt Relief in Bliss
- Home Equity Loans in Bliss
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data