The typical owner-occupied home in Kuna is worth about $423,900, about the same as the Idaho median of $418,600 and 27% above the national median of $332,700. Owners pay a median $1,991 a year in property taxes, about 0.47% of their home's value, close to the Idaho rate of 0.49%. The median household earns $96,219 a year, so the median home costs 4.4 times the median income (5.4 times for Idaho). 82% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.
Kuna at a glance
| Kuna | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $423,900 | $418,600 | $332,700 |
| Median property tax paid per year | $1,991 | $2,038 | $3,119 |
| Property tax as a share of value | 0.47% | 0.49% | 0.94% |
| Median household income | $96,219 | $77,800 | $80,734 |
| Homes lived in by their owners | 82% | 72% | 65% |
| Owner homes with a mortgage | 76% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,810 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 20.8% | 20.7% | 21.0% |
| Median rent | $1,774 | $1,238 | $1,413 |
| Rent as a share of renters' income | 21.7% | 28.7% | 30.6% |
| Median year homes were built | 2008 | 1991 | 1980 |
| Vacant homes | 2.0% | 10.3% | 10.1% |
| Population | 27,158 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Kuna
At this week's average 30-year rate of 7.11%, buying the median Kuna home of $423,900 with 20% down costs about $2,624 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,330, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $112,454 for the 20%-down payment. That payment is 33% of the median Kuna household income of $96,219; at that income and 20% down, the 28% guideline points to a home of about $363,000.
The median rent here is $1,774 a month, so owning the median home costs about $850 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $84,780 |
|---|---|
| Loan amount | $339,120 |
| Principal and interest | $2,281 |
| Property taxes (0.47% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $177 |
| PMI | $0 |
| Total per month | $2,624 |
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| Down payment | $14,836 |
|---|---|
| Loan amount | $416,222 |
| Principal and interest | $2,800 |
| Property taxes (0.47% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $177 |
| FHA mortgage insurance | $187 |
| Total per month | $3,330 |
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Questions about home buying in Kuna
What is the median home value in Kuna?
About $423,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kuna?
Homeowners pay a median $1,991 a year, which is about 0.47% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kuna?
For the median home with 20% down at 7.11%, the payment is about $2,624 a month. Keeping that under 28% of gross income takes about $112,454 a year.
More about Kuna
- Mortgage Refinance in Kuna
- Debt Relief in Kuna
- Home Equity Loans in Kuna
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data