The typical owner-occupied home in Eagle is worth about $772,900, 85% above the Idaho median of $418,600 and 2.3 times the national median of $332,700. Owners pay a median $3,351 a year in property taxes, about 0.43% of their home's value, lower than the Idaho rate of 0.49%. The median household earns $122,894 a year, so the median home costs 6.3 times the median income (5.4 times for Idaho). 84% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Eagle at a glance
| Eagle | Idaho | U.S. | |
|---|---|---|---|
| Median home value | $772,900 | $418,600 | $332,700 |
| Median property tax paid per year | $3,351 | $2,038 | $3,119 |
| Property tax as a share of value | 0.43% | 0.49% | 0.94% |
| Median household income | $122,894 | $77,800 | $80,734 |
| Homes lived in by their owners | 84% | 72% | 65% |
| Owner homes with a mortgage | 65% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $2,460 | $1,687 | $1,963 |
| Those costs as a share of the owners' income | 20.0% | 20.7% | 21.0% |
| Median rent | $1,765 | $1,238 | $1,413 |
| Rent as a share of renters' income | 33.5% | 28.7% | 30.6% |
| Median year homes were built | 2007 | 1991 | 1980 |
| Vacant homes | 5.4% | 10.3% | 10.1% |
| Population | 32,855 | 1,934,262 | 334,922,499 |
What a typical home costs per month in Eagle
At this week's average 30-year rate of 7.11%, buying the median Eagle home of $772,900 with 20% down costs about $4,758 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,170, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $203,935 for the 20%-down payment. That payment is 46% of the median Eagle household income of $122,894; at that income and 20% down, the 28% guideline points to a home of about $466,000.
The median rent here is $1,765 a month, so owning the median home costs about $2,993 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $154,580 |
|---|---|
| Loan amount | $618,320 |
| Principal and interest | $4,159 |
| Property taxes (0.43% a year) | $277 |
| Homeowners insurance (our estimate, 0.5% a year) | $322 |
| PMI | $0 |
| Total per month | $4,758 |
Change the numbers in the calculator
| Down payment | $27,052 |
|---|---|
| Loan amount | $758,901 |
| Principal and interest | $5,105 |
| Property taxes (0.43% a year) | $277 |
| Homeowners insurance (our estimate, 0.5% a year) | $322 |
| FHA mortgage insurance | $466 |
| Total per month | $6,170 |
Change the numbers in the calculator
Questions about home buying in Eagle
What is the median home value in Eagle?
About $772,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Eagle?
Homeowners pay a median $3,351 a year, which is about 0.43% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Eagle?
For the median home with 20% down at 7.11%, the payment is about $4,758 a month. Keeping that under 28% of gross income takes about $203,935 a year.
More about Eagle
- Mortgage Refinance in Eagle
- Debt Relief in Eagle
- Home Equity Loans in Eagle
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data