The typical owner-occupied home in Saint Marks is worth about $256,300, 29% below the Florida median of $359,000 and 23% below the national median of $332,700. Owners pay a median $1,659 a year in property taxes, about 0.65% of their home's value, lower than the Florida rate of 0.76%. The median household earns $62,321 a year, so the median home costs 4.1 times the median income (4.8 times for Florida). 93% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
Saint Marks at a glance
| Saint Marks | Florida | U.S. | |
|---|---|---|---|
| Median home value | $256,300 | $359,000 | $332,700 |
| Median property tax paid per year | $1,659 | $2,730 | $3,119 |
| Property tax as a share of value | 0.65% | 0.76% | 0.94% |
| Median household income | $62,321 | $74,568 | $80,734 |
| Homes lived in by their owners | 93% | 68% | 65% |
| Owner homes with a mortgage | 34% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 32.9% | 23.6% | 21.0% |
| Median rent | – | $1,669 | $1,413 |
| Median year homes were built | 2003 | 1988 | 1980 |
| Vacant homes | 24.4% | 14.7% | 10.1% |
| Population | 243 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Saint Marks
At this week's average 30-year rate of 7.11%, buying the median Saint Marks home of $256,300 with 20% down costs about $1,625 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,052, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $69,640 for the 20%-down payment. That payment is 31% of the median Saint Marks household income of $62,321; at that income and 20% down, the 28% guideline points to a home of about $229,000.
| Down payment | $51,260 |
|---|---|
| Loan amount | $205,040 |
| Principal and interest | $1,379 |
| Property taxes (0.65% a year) | $139 |
| Homeowners insurance (our estimate, 0.5% a year) | $107 |
| PMI | $0 |
| Total per month | $1,625 |
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| Down payment | $8,970 |
|---|---|
| Loan amount | $251,658 |
| Principal and interest | $1,693 |
| Property taxes (0.65% a year) | $139 |
| Homeowners insurance (our estimate, 0.5% a year) | $107 |
| FHA mortgage insurance | $113 |
| Total per month | $2,052 |
Change the numbers in the calculator
Questions about home buying in Saint Marks
What is the median home value in Saint Marks?
About $256,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saint Marks?
Homeowners pay a median $1,659 a year, which is about 0.65% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saint Marks?
For the median home with 20% down at 7.11%, the payment is about $1,625 a month. Keeping that under 28% of gross income takes about $69,640 a year.
More about Saint Marks
- Mortgage Refinance in Saint Marks
- Debt Relief in Saint Marks
- Home Equity Loans in Saint Marks
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data