The typical owner-occupied home in Worthington Springs is worth about $183,300, 49% below the Florida median of $359,000 and 45% below the national median of $332,700. The median household earns $48,750 a year, so the median home costs 3.8 times the median income (4.8 times for Florida). 61% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.
Worthington Springs at a glance
| Worthington Springs | Florida | U.S. | |
|---|---|---|---|
| Median home value | $183,300 | $359,000 | $332,700 |
| Median property tax paid per year | – | $2,730 | $3,119 |
| Median household income | $48,750 | $74,568 | $80,734 |
| Homes lived in by their owners | 61% | 68% | 65% |
| Owner homes with a mortgage | 40% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 21.6% | 23.6% | 21.0% |
| Median rent | $1,109 | $1,669 | $1,413 |
| Rent as a share of renters' income | 39.0% | 35.2% | 30.6% |
| Median year homes were built | 1983 | 1988 | 1980 |
| Vacant homes | 27.3% | 14.7% | 10.1% |
| Population | 279 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Worthington Springs
At this week's average 30-year rate of 7.11%, buying the median Worthington Springs home of $183,300 with 20% down costs about $1,231 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,536, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,751 for the 20%-down payment. That payment is 30% of the median Worthington Springs household income of $48,750; at that income and 20% down, the 28% guideline points to a home of about $169,000.
The median rent here is $1,109 a month, so owning the median home costs about $122 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $36,660 |
|---|---|
| Loan amount | $146,640 |
| Principal and interest | $986 |
| Property taxes (1.10% a year) | $168 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| PMI | $0 |
| Total per month | $1,231 |
Change the numbers in the calculator
| Down payment | $6,416 |
|---|---|
| Loan amount | $179,980 |
| Principal and interest | $1,211 |
| Property taxes (1.10% a year) | $168 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| FHA mortgage insurance | $81 |
| Total per month | $1,536 |
Change the numbers in the calculator
Questions about home buying in Worthington Springs
What is the median home value in Worthington Springs?
About $183,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Worthington Springs?
For the median home with 20% down at 7.11%, the payment is about $1,231 a month. Keeping that under 28% of gross income takes about $52,751 a year.
More about Worthington Springs
- Mortgage Refinance in Worthington Springs
- Debt Relief in Worthington Springs
- Home Equity Loans in Worthington Springs
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data