The typical owner-occupied home in Hastings is worth about $108,800, 70% below the Florida median of $359,000 and 67% below the national median of $332,700. 32% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.
Hastings at a glance
| Hastings | Florida | U.S. | |
|---|---|---|---|
| Median home value | $108,800 | $359,000 | $332,700 |
| Median property tax paid per year | – | $2,730 | $3,119 |
| Median household income | – | $74,568 | $80,734 |
| Homes lived in by their owners | 32% | 68% | 65% |
| Owner homes with a mortgage | 19% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,959 | $1,963 |
| Median rent | – | $1,669 | $1,413 |
| Median year homes were built | 1972 | 1988 | 1980 |
| Vacant homes | 23.6% | 14.7% | 10.1% |
| Population | 432 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Hastings
At this week's average 30-year rate of 7.11%, buying the median Hastings home of $108,800 with 20% down costs about $731 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $912, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,311 for the 20%-down payment.
| Down payment | $21,760 |
|---|---|
| Loan amount | $87,040 |
| Principal and interest | $586 |
| Property taxes (1.10% a year) | $100 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $731 |
Change the numbers in the calculator
| Down payment | $3,808 |
|---|---|
| Loan amount | $106,829 |
| Principal and interest | $719 |
| Property taxes (1.10% a year) | $100 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $912 |
Change the numbers in the calculator
Questions about home buying in Hastings
What is the median home value in Hastings?
About $108,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Hastings?
For the median home with 20% down at 7.11%, the payment is about $731 a month. Keeping that under 28% of gross income takes about $31,311 a year.
More about Hastings
- Mortgage Refinance in Hastings
- Debt Relief in Hastings
- Home Equity Loans in Hastings
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data