The typical owner-occupied home in Kissimmee is worth about $304,400, 15% below the Florida median of $359,000 and 9% below the national median of $332,700. Owners pay a median $1,935 a year in property taxes, about 0.64% of their home's value, lower than the Florida rate of 0.76%. The median household earns $53,758 a year, so the median home costs 5.7 times the median income (4.8 times for Florida). 46% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Kissimmee at a glance
| Kissimmee | Florida | U.S. | |
|---|---|---|---|
| Median home value | $304,400 | $359,000 | $332,700 |
| Median property tax paid per year | $1,935 | $2,730 | $3,119 |
| Property tax as a share of value | 0.64% | 0.76% | 0.94% |
| Median household income | $53,758 | $74,568 | $80,734 |
| Homes lived in by their owners | 46% | 68% | 65% |
| Owner homes with a mortgage | 63% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,668 | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 26.5% | 23.6% | 21.0% |
| Median rent | $1,647 | $1,669 | $1,413 |
| Rent as a share of renters' income | 43.1% | 35.2% | 30.6% |
| Median year homes were built | 1992 | 1988 | 1980 |
| Vacant homes | 12.0% | 14.7% | 10.1% |
| Population | 81,479 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Kissimmee
At this week's average 30-year rate of 7.11%, buying the median Kissimmee home of $304,400 with 20% down costs about $1,927 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,434, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $82,601 for the 20%-down payment. That payment is 43% of the median Kissimmee household income of $53,758; at that income and 20% down, the 28% guideline points to a home of about $198,000.
The median rent here is $1,647 a month, so owning the median home costs about $280 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $60,880 |
|---|---|
| Loan amount | $243,520 |
| Principal and interest | $1,638 |
| Property taxes (0.64% a year) | $162 |
| Homeowners insurance (our estimate, 0.5% a year) | $127 |
| PMI | $0 |
| Total per month | $1,927 |
Change the numbers in the calculator
| Down payment | $10,654 |
|---|---|
| Loan amount | $298,887 |
| Principal and interest | $2,011 |
| Property taxes (0.64% a year) | $162 |
| Homeowners insurance (our estimate, 0.5% a year) | $127 |
| FHA mortgage insurance | $135 |
| Total per month | $2,434 |
Change the numbers in the calculator
Questions about home buying in Kissimmee
What is the median home value in Kissimmee?
About $304,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kissimmee?
Homeowners pay a median $1,935 a year, which is about 0.64% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kissimmee?
For the median home with 20% down at 7.11%, the payment is about $1,927 a month. Keeping that under 28% of gross income takes about $82,601 a year.
More about Kissimmee
- Mortgage Refinance in Kissimmee
- Debt Relief in Kissimmee
- Home Equity Loans in Kissimmee
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data