Home / Home Buying by state / Florida / Nassau County / Yulee

Buying a home in Yulee, Florida

The typical owner-occupied home in Yulee is worth about $302,500, 16% below the Florida median of $359,000 and 9% below the national median of $332,700. Owners pay a median $1,716 a year in property taxes, about 0.57% of their home's value, lower than the Florida rate of 0.76%. The median household earns $85,247 a year, so the median home costs 3.5 times the median income (4.8 times for Florida). 79% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.

Yulee at a glance

Yulee Florida U.S.
Median home value $302,500 $359,000 $332,700
Median property tax paid per year $1,716 $2,730 $3,119
Property tax as a share of value 0.57% 0.76% 0.94%
Median household income $85,247 $74,568 $80,734
Homes lived in by their owners 79% 68% 65%
Owner homes with a mortgage 69% 56% 61%
Median monthly costs, owners with a mortgage $1,577 $1,959 $1,963
Those costs as a share of the owners' income 20.6% 23.6% 21.0%
Median rent $1,754 $1,669 $1,413
Rent as a share of renters' income 31.9% 35.2% 30.6%
Median year homes were built 2004 1988 1980
Vacant homes 3.5% 14.7% 10.1%
Population 16,648 22,416,077 334,922,499

What a typical home costs per month in Yulee

At this week's average 30-year rate of 7.11%, buying the median Yulee home of $302,500 with 20% down costs about $1,898 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,402, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $81,329 for the 20%-down payment. That payment is 27% of the median Yulee household income of $85,247; at that income and 20% down, the 28% guideline points to a home of about $317,000.

The median rent here is $1,754 a month, so owning the median home costs about $144 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$60,500
Loan amount$242,000
Principal and interest$1,628
Property taxes (0.57% a year)$144
Homeowners insurance (our estimate, 0.5% a year)$126
PMI$0
Total per month$1,898

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$10,588
Loan amount$297,021
Principal and interest$1,998
Property taxes (0.57% a year)$144
Homeowners insurance (our estimate, 0.5% a year)$126
FHA mortgage insurance$134
Total per month$2,402

Change the numbers in the calculator

Questions about home buying in Yulee

What is the median home value in Yulee?

About $302,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Yulee?

Homeowners pay a median $1,716 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Yulee?

For the median home with 20% down at 7.11%, the payment is about $1,898 a month. Keeping that under 28% of gross income takes about $81,329 a year.

More about Yulee

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data