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Buying a home in Williston, Florida

The typical owner-occupied home in Williston is worth about $252,700, 30% below the Florida median of $359,000 and 24% below the national median of $332,700. Owners pay a median $1,655 a year in property taxes, about 0.65% of their home's value, lower than the Florida rate of 0.76%. The median household earns $61,111 a year, so the median home costs 4.1 times the median income (4.8 times for Florida). 72% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Williston at a glance

Williston Florida U.S.
Median home value $252,700 $359,000 $332,700
Median property tax paid per year $1,655 $2,730 $3,119
Property tax as a share of value 0.65% 0.76% 0.94%
Median household income $61,111 $74,568 $80,734
Homes lived in by their owners 72% 68% 65%
Owner homes with a mortgage 53% 56% 61%
Median monthly costs, owners with a mortgage $1,683 $1,959 $1,963
Those costs as a share of the owners' income 18.8% 23.6% 21.0%
Median rent $969 $1,669 $1,413
Rent as a share of renters' income 38.0% 35.2% 30.6%
Median year homes were built 1989 1988 1980
Vacant homes 4.3% 14.7% 10.1%
Population 3,154 22,416,077 334,922,499

What a typical home costs per month in Williston

At this week's average 30-year rate of 7.11%, buying the median Williston home of $252,700 with 20% down costs about $1,602 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,023, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,662 for the 20%-down payment. That payment is 31% of the median Williston household income of $61,111; at that income and 20% down, the 28% guideline points to a home of about $225,000.

The median rent here is $969 a month, so owning the median home costs about $633 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$50,540
Loan amount$202,160
Principal and interest$1,360
Property taxes (0.65% a year)$137
Homeowners insurance (our estimate, 0.5% a year)$105
PMI$0
Total per month$1,602

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3.5% down, 30-year FHA loan
Down payment$8,844
Loan amount$248,123
Principal and interest$1,669
Property taxes (0.65% a year)$137
Homeowners insurance (our estimate, 0.5% a year)$105
FHA mortgage insurance$112
Total per month$2,023

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Questions about home buying in Williston

What is the median home value in Williston?

About $252,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Williston?

Homeowners pay a median $1,655 a year, which is about 0.65% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Williston?

For the median home with 20% down at 7.11%, the payment is about $1,602 a month. Keeping that under 28% of gross income takes about $68,662 a year.

More about Williston

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data