The typical owner-occupied home in Lloyd is worth about $170,400, 53% below the Florida median of $359,000 and 49% below the national median of $332,700. Owners pay a median $1,286 a year in property taxes, about 0.75% of their home's value, close to the Florida rate of 0.76%. 100% of occupied homes here are lived in by their owners, and 12% of those owners still have a mortgage.
Lloyd at a glance
| Lloyd | Florida | U.S. | |
|---|---|---|---|
| Median home value | $170,400 | $359,000 | $332,700 |
| Median property tax paid per year | $1,286 | $2,730 | $3,119 |
| Property tax as a share of value | 0.75% | 0.76% | 0.94% |
| Median household income | – | $74,568 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 12% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,959 | $1,963 |
| Median rent | – | $1,669 | $1,413 |
| Median year homes were built | 1978 | 1988 | 1980 |
| Vacant homes | 41.0% | 14.7% | 10.1% |
| Population | 187 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Lloyd
At this week's average 30-year rate of 7.11%, buying the median Lloyd home of $170,400 with 20% down costs about $1,095 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,378, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,908 for the 20%-down payment.
| Down payment | $34,080 |
|---|---|
| Loan amount | $136,320 |
| Principal and interest | $917 |
| Property taxes (0.75% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $71 |
| PMI | $0 |
| Total per month | $1,095 |
Change the numbers in the calculator
| Down payment | $5,964 |
|---|---|
| Loan amount | $167,314 |
| Principal and interest | $1,126 |
| Property taxes (0.75% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $71 |
| FHA mortgage insurance | $75 |
| Total per month | $1,378 |
Change the numbers in the calculator
Questions about home buying in Lloyd
What is the median home value in Lloyd?
About $170,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lloyd?
Homeowners pay a median $1,286 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lloyd?
For the median home with 20% down at 7.11%, the payment is about $1,095 a month. Keeping that under 28% of gross income takes about $46,908 a year.
More about Lloyd
- Mortgage Refinance in Lloyd
- Debt Relief in Lloyd
- Home Equity Loans in Lloyd
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data