The typical owner-occupied home in Campbellton is worth about $77,100, 79% below the Florida median of $359,000 and 77% below the national median of $332,700. Owners pay a median $425 a year in property taxes, about 0.55% of their home's value, lower than the Florida rate of 0.76%. The median household earns $50,208 a year, so the median home costs 1.5 times the median income (4.8 times for Florida). 71% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Campbellton at a glance
| Campbellton | Florida | U.S. | |
|---|---|---|---|
| Median home value | $77,100 | $359,000 | $332,700 |
| Median property tax paid per year | $425 | $2,730 | $3,119 |
| Property tax as a share of value | 0.55% | 0.76% | 0.94% |
| Median household income | $50,208 | $74,568 | $80,734 |
| Homes lived in by their owners | 71% | 68% | 65% |
| Owner homes with a mortgage | 26% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $886 | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 20.0% | 23.6% | 21.0% |
| Median rent | $1,125 | $1,669 | $1,413 |
| Rent as a share of renters' income | 23.0% | 35.2% | 30.6% |
| Median year homes were built | 1980 | 1988 | 1980 |
| Vacant homes | 13.2% | 14.7% | 10.1% |
| Population | 217 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Campbellton
At this week's average 30-year rate of 7.11%, buying the median Campbellton home of $77,100 with 20% down costs about $482 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $611, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,674 for the 20%-down payment. That payment is 12% of the median Campbellton household income of $50,208; at that income and 20% down, the 28% guideline points to a home of about $187,000.
The median rent here is $1,125 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $15,420 |
|---|---|
| Loan amount | $61,680 |
| Principal and interest | $415 |
| Property taxes (0.55% a year) | $35 |
| Homeowners insurance (our estimate, 0.5% a year) | $32 |
| PMI | $0 |
| Total per month | $482 |
Change the numbers in the calculator
| Down payment | $2,698 |
|---|---|
| Loan amount | $75,704 |
| Principal and interest | $509 |
| Property taxes (0.55% a year) | $35 |
| Homeowners insurance (our estimate, 0.5% a year) | $32 |
| FHA mortgage insurance | $34 |
| Total per month | $611 |
Change the numbers in the calculator
Questions about home buying in Campbellton
What is the median home value in Campbellton?
About $77,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Campbellton?
Homeowners pay a median $425 a year, which is about 0.55% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Campbellton?
For the median home with 20% down at 7.11%, the payment is about $482 a month. Keeping that under 28% of gross income takes about $20,674 a year.
More about Campbellton
- Mortgage Refinance in Campbellton
- Debt Relief in Campbellton
- Home Equity Loans in Campbellton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data