The typical owner-occupied home in Westville is worth about $102,200, 72% below the Florida median of $359,000 and 69% below the national median of $332,700. Owners pay a median $581 a year in property taxes, about 0.57% of their home's value, lower than the Florida rate of 0.76%. The median household earns $73,750 a year, so the median home costs 1.4 times the median income (4.8 times for Florida). 90% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Westville at a glance
| Westville | Florida | U.S. | |
|---|---|---|---|
| Median home value | $102,200 | $359,000 | $332,700 |
| Median property tax paid per year | $581 | $2,730 | $3,119 |
| Property tax as a share of value | 0.57% | 0.76% | 0.94% |
| Median household income | $73,750 | $74,568 | $80,734 |
| Homes lived in by their owners | 90% | 68% | 65% |
| Owner homes with a mortgage | 45% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,342 | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 14.7% | 23.6% | 21.0% |
| Median rent | $669 | $1,669 | $1,413 |
| Median year homes were built | 1978 | 1988 | 1980 |
| Vacant homes | 16.5% | 14.7% | 10.1% |
| Population | 253 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Westville
At this week's average 30-year rate of 7.11%, buying the median Westville home of $102,200 with 20% down costs about $641 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $811, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,477 for the 20%-down payment. That payment is 10% of the median Westville household income of $73,750; at that income and 20% down, the 28% guideline points to a home of about $274,000.
The median rent here is $669 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,440 |
|---|---|
| Loan amount | $81,760 |
| Principal and interest | $550 |
| Property taxes (0.57% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $641 |
Change the numbers in the calculator
| Down payment | $3,577 |
|---|---|
| Loan amount | $100,349 |
| Principal and interest | $675 |
| Property taxes (0.57% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $45 |
| Total per month | $811 |
Change the numbers in the calculator
Questions about home buying in Westville
What is the median home value in Westville?
About $102,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Westville?
Homeowners pay a median $581 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Westville?
For the median home with 20% down at 7.11%, the payment is about $641 a month. Keeping that under 28% of gross income takes about $27,477 a year.
More about Westville
- Mortgage Refinance in Westville
- Debt Relief in Westville
- Home Equity Loans in Westville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data