The typical owner-occupied home in Avon Park is worth about $144,700, 60% below the Florida median of $359,000 and 57% below the national median of $332,700. Owners pay a median $696 a year in property taxes, about 0.48% of their home's value, lower than the Florida rate of 0.76%. The median household earns $36,485 a year, so the median home costs 4.0 times the median income (4.8 times for Florida). 59% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.
Avon Park at a glance
| Avon Park | Florida | U.S. | |
|---|---|---|---|
| Median home value | $144,700 | $359,000 | $332,700 |
| Median property tax paid per year | $696 | $2,730 | $3,119 |
| Property tax as a share of value | 0.48% | 0.76% | 0.94% |
| Median household income | $36,485 | $74,568 | $80,734 |
| Homes lived in by their owners | 59% | 68% | 65% |
| Owner homes with a mortgage | 30% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,360 | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 39.0% | 23.6% | 21.0% |
| Median rent | $921 | $1,669 | $1,413 |
| Rent as a share of renters' income | 33.9% | 35.2% | 30.6% |
| Median year homes were built | 1980 | 1988 | 1980 |
| Vacant homes | 15.4% | 14.7% | 10.1% |
| Population | 10,057 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Avon Park
At this week's average 30-year rate of 7.11%, buying the median Avon Park home of $144,700 with 20% down costs about $897 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,138, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,438 for the 20%-down payment. That payment is 29% of the median Avon Park household income of $36,485; at that income and 20% down, the 28% guideline points to a home of about $137,000.
The median rent here is $921 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $28,940 |
|---|---|
| Loan amount | $115,760 |
| Principal and interest | $779 |
| Property taxes (0.48% a year) | $58 |
| Homeowners insurance (our estimate, 0.5% a year) | $60 |
| PMI | $0 |
| Total per month | $897 |
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| Down payment | $5,064 |
|---|---|
| Loan amount | $142,079 |
| Principal and interest | $956 |
| Property taxes (0.48% a year) | $58 |
| Homeowners insurance (our estimate, 0.5% a year) | $60 |
| FHA mortgage insurance | $64 |
| Total per month | $1,138 |
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Questions about home buying in Avon Park
What is the median home value in Avon Park?
About $144,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Avon Park?
Homeowners pay a median $696 a year, which is about 0.48% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Avon Park?
For the median home with 20% down at 7.11%, the payment is about $897 a month. Keeping that under 28% of gross income takes about $38,438 a year.
More about Avon Park
- Mortgage Refinance in Avon Park
- Debt Relief in Avon Park
- Home Equity Loans in Avon Park
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data