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Buying a home in Brooksville, Florida

The typical owner-occupied home in Brooksville is worth about $141,000, 61% below the Florida median of $359,000 and 58% below the national median of $332,700. Owners pay a median $1,496 a year in property taxes, about 1.06% of their home's value, higher than the Florida rate of 0.76%. The median household earns $54,926 a year, so the median home costs 2.6 times the median income (4.8 times for Florida). 63% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Brooksville at a glance

Brooksville Florida U.S.
Median home value $141,000 $359,000 $332,700
Median property tax paid per year $1,496 $2,730 $3,119
Property tax as a share of value 1.06% 0.76% 0.94%
Median household income $54,926 $74,568 $80,734
Homes lived in by their owners 63% 68% 65%
Owner homes with a mortgage 35% 56% 61%
Median monthly costs, owners with a mortgage $1,405 $1,959 $1,963
Those costs as a share of the owners' income 20.4% 23.6% 21.0%
Median rent $1,137 $1,669 $1,413
Rent as a share of renters' income 35.6% 35.2% 30.6%
Median year homes were built 1982 1988 1980
Vacant homes 15.1% 14.7% 10.1%
Population 9,457 22,416,077 334,922,499

What a typical home costs per month in Brooksville

At this week's average 30-year rate of 7.11%, buying the median Brooksville home of $141,000 with 20% down costs about $942 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,177, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,376 for the 20%-down payment. That payment is 21% of the median Brooksville household income of $54,926; at that income and 20% down, the 28% guideline points to a home of about $192,000.

The median rent here is $1,137 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$28,200
Loan amount$112,800
Principal and interest$759
Property taxes (1.06% a year)$125
Homeowners insurance (our estimate, 0.5% a year)$59
PMI$0
Total per month$942

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3.5% down, 30-year FHA loan
Down payment$4,935
Loan amount$138,446
Principal and interest$931
Property taxes (1.06% a year)$125
Homeowners insurance (our estimate, 0.5% a year)$59
FHA mortgage insurance$62
Total per month$1,177

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Questions about home buying in Brooksville

What is the median home value in Brooksville?

About $141,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brooksville?

Homeowners pay a median $1,496 a year, which is about 1.06% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brooksville?

For the median home with 20% down at 7.11%, the payment is about $942 a month. Keeping that under 28% of gross income takes about $40,376 a year.

More about Brooksville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data