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Buying a home in Camptonville, California

The typical owner-occupied home in Camptonville is worth about $368,200, 50% below the California median of $734,700 and 11% above the national median of $332,700. Owners pay a median $1,697 a year in property taxes, about 0.46% of their home's value, lower than the California rate of 0.70%. The median household earns $53,750 a year, so the median home costs 6.9 times the median income (7.4 times for California). 100% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Camptonville at a glance

Camptonville California U.S.
Median home value $368,200 $734,700 $332,700
Median property tax paid per year $1,697 $5,124 $3,119
Property tax as a share of value 0.46% 0.70% 0.94%
Median household income $53,750 $99,122 $80,734
Homes lived in by their owners 100% 56% 65%
Owner homes with a mortgage 35% 67% 61%
Median monthly costs, owners with a mortgage – $2,946 $1,963
Median rent – $2,036 $1,413
Median year homes were built 1974 1976 1980
Vacant homes 23.3% 7.5% 10.1%
Population 42 39,287,377 334,922,499

What a typical home costs per month in Camptonville

At this week's average 30-year rate of 7.11%, buying the median Camptonville home of $368,200 with 20% down costs about $2,276 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,889, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $97,546 for the 20%-down payment. That payment is 51% of the median Camptonville household income of $53,750; at that income and 20% down, the 28% guideline points to a home of about $203,000.

20% down, 30-year conventional loan
Down payment$73,640
Loan amount$294,560
Principal and interest$1,982
Property taxes (0.46% a year)$141
Homeowners insurance (our estimate, 0.5% a year)$153
PMI$0
Total per month$2,276

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3.5% down, 30-year FHA loan
Down payment$12,887
Loan amount$361,531
Principal and interest$2,432
Property taxes (0.46% a year)$141
Homeowners insurance (our estimate, 0.5% a year)$153
FHA mortgage insurance$163
Total per month$2,889

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Questions about home buying in Camptonville

What is the median home value in Camptonville?

About $368,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Camptonville?

Homeowners pay a median $1,697 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Camptonville?

For the median home with 20% down at 7.11%, the payment is about $2,276 a month. Keeping that under 28% of gross income takes about $97,546 a year.

More about Camptonville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data