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Buying a home in Manton, California

The typical owner-occupied home in Manton is worth about $424,700, 42% below the California median of $734,700 and 28% above the national median of $332,700. Owners pay a median $3,292 a year in property taxes, about 0.78% of their home's value, higher than the California rate of 0.70%. The median household earns $120,000 a year, so the median home costs 3.5 times the median income (7.4 times for California). 68% of occupied homes here are lived in by their owners, and 8% of those owners still have a mortgage.

Manton at a glance

Manton California U.S.
Median home value $424,700 $734,700 $332,700
Median property tax paid per year $3,292 $5,124 $3,119
Property tax as a share of value 0.78% 0.70% 0.94%
Median household income $120,000 $99,122 $80,734
Homes lived in by their owners 68% 56% 65%
Owner homes with a mortgage 8% 67% 61%
Median monthly costs, owners with a mortgage – $2,946 $1,963
Median rent – $2,036 $1,413
Median year homes were built 1987 1976 1980
Vacant homes 7.9% 7.5% 10.1%
Population 629 39,287,377 334,922,499

What a typical home costs per month in Manton

At this week's average 30-year rate of 7.11%, buying the median Manton home of $424,700 with 20% down costs about $2,739 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,446, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $117,369 for the 20%-down payment. That payment is 27% of the median Manton household income of $120,000; at that income and 20% down, the 28% guideline points to a home of about $434,000.

20% down, 30-year conventional loan
Down payment$84,940
Loan amount$339,760
Principal and interest$2,286
Property taxes (0.78% a year)$276
Homeowners insurance (our estimate, 0.5% a year)$177
PMI$0
Total per month$2,739

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3.5% down, 30-year FHA loan
Down payment$14,864
Loan amount$417,008
Principal and interest$2,805
Property taxes (0.78% a year)$276
Homeowners insurance (our estimate, 0.5% a year)$177
FHA mortgage insurance$188
Total per month$3,446

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Questions about home buying in Manton

What is the median home value in Manton?

About $424,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Manton?

Homeowners pay a median $3,292 a year, which is about 0.78% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Manton?

For the median home with 20% down at 7.11%, the payment is about $2,739 a month. Keeping that under 28% of gross income takes about $117,369 a year.

More about Manton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data