The typical owner-occupied home in Dixon is worth about $604,800, 18% below the California median of $734,700 and 82% above the national median of $332,700. Owners pay a median $4,824 a year in property taxes, about 0.80% of their home's value, higher than the California rate of 0.70%. The median household earns $102,878 a year, so the median home costs 5.9 times the median income (7.4 times for California). 61% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.
Dixon at a glance
| Dixon | California | U.S. | |
|---|---|---|---|
| Median home value | $604,800 | $734,700 | $332,700 |
| Median property tax paid per year | $4,824 | $5,124 | $3,119 |
| Property tax as a share of value | 0.80% | 0.70% | 0.94% |
| Median household income | $102,878 | $99,122 | $80,734 |
| Homes lived in by their owners | 61% | 56% | 65% |
| Owner homes with a mortgage | 78% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,788 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 27.4% | 24.8% | 21.0% |
| Median rent | $1,859 | $2,036 | $1,413 |
| Rent as a share of renters' income | 26.8% | 32.8% | 30.6% |
| Median year homes were built | 1988 | 1976 | 1980 |
| Vacant homes | 4.3% | 7.5% | 10.1% |
| Population | 19,683 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Dixon
At this week's average 30-year rate of 7.11%, buying the median Dixon home of $604,800 with 20% down costs about $3,910 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,918, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $167,572 for the 20%-down payment. That payment is 46% of the median Dixon household income of $102,878; at that income and 20% down, the 28% guideline points to a home of about $371,000.
The median rent here is $1,859 a month, so owning the median home costs about $2,051 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $120,960 |
|---|---|
| Loan amount | $483,840 |
| Principal and interest | $3,255 |
| Property taxes (0.80% a year) | $403 |
| Homeowners insurance (our estimate, 0.5% a year) | $252 |
| PMI | $0 |
| Total per month | $3,910 |
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| Down payment | $21,168 |
|---|---|
| Loan amount | $593,846 |
| Principal and interest | $3,995 |
| Property taxes (0.80% a year) | $403 |
| Homeowners insurance (our estimate, 0.5% a year) | $252 |
| FHA mortgage insurance | $268 |
| Total per month | $4,918 |
Change the numbers in the calculator
Questions about home buying in Dixon
What is the median home value in Dixon?
About $604,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dixon?
Homeowners pay a median $4,824 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dixon?
For the median home with 20% down at 7.11%, the payment is about $3,910 a month. Keeping that under 28% of gross income takes about $167,572 a year.
More about Dixon
- Mortgage Refinance in Dixon
- Debt Relief in Dixon
- Home Equity Loans in Dixon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data