The typical owner-occupied home in Round Mountain is worth about $220,000, 70% below the California median of $734,700 and 34% below the national median of $332,700. Owners pay a median $2,204 a year in property taxes, about 1.00% of their home's value, higher than the California rate of 0.70%. The median household earns $57,188 a year, so the median home costs 3.8 times the median income (7.4 times for California). 82% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Round Mountain at a glance
| Round Mountain | California | U.S. | |
|---|---|---|---|
| Median home value | $220,000 | $734,700 | $332,700 |
| Median property tax paid per year | $2,204 | $5,124 | $3,119 |
| Property tax as a share of value | 1.00% | 0.70% | 0.94% |
| Median household income | $57,188 | $99,122 | $80,734 |
| Homes lived in by their owners | 82% | 56% | 65% |
| Owner homes with a mortgage | 26% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,438 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1990 | 1976 | 1980 |
| Vacant homes | 13.1% | 7.5% | 10.1% |
| Population | 169 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Round Mountain
At this week's average 30-year rate of 7.11%, buying the median Round Mountain home of $220,000 with 20% down costs about $1,459 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,825, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,527 for the 20%-down payment. That payment is 31% of the median Round Mountain household income of $57,188; at that income and 20% down, the 28% guideline points to a home of about $201,000.
| Down payment | $44,000 |
|---|---|
| Loan amount | $176,000 |
| Principal and interest | $1,184 |
| Property taxes (1.00% a year) | $183 |
| Homeowners insurance (our estimate, 0.5% a year) | $92 |
| PMI | $0 |
| Total per month | $1,459 |
Change the numbers in the calculator
| Down payment | $7,700 |
|---|---|
| Loan amount | $216,015 |
| Principal and interest | $1,453 |
| Property taxes (1.00% a year) | $183 |
| Homeowners insurance (our estimate, 0.5% a year) | $92 |
| FHA mortgage insurance | $97 |
| Total per month | $1,825 |
Change the numbers in the calculator
Questions about home buying in Round Mountain
What is the median home value in Round Mountain?
About $220,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Round Mountain?
Homeowners pay a median $2,204 a year, which is about 1.00% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Round Mountain?
For the median home with 20% down at 7.11%, the payment is about $1,459 a month. Keeping that under 28% of gross income takes about $62,527 a year.
More about Round Mountain
- Mortgage Refinance in Round Mountain
- Debt Relief in Round Mountain
- Home Equity Loans in Round Mountain
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data