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Buying a home in Brookdale, California

The typical owner-occupied home in Brookdale is worth about $881,700, 20% above the California median of $734,700 and 2.7 times the national median of $332,700. Owners pay a median $7,703 a year in property taxes, about 0.87% of their home's value, higher than the California rate of 0.70%. The median household earns $87,358 a year, so the median home costs 10.1 times the median income (7.4 times for California). 45% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Brookdale at a glance

Brookdale California U.S.
Median home value $881,700 $734,700 $332,700
Median property tax paid per year $7,703 $5,124 $3,119
Property tax as a share of value 0.87% 0.70% 0.94%
Median household income $87,358 $99,122 $80,734
Homes lived in by their owners 45% 56% 65%
Owner homes with a mortgage 46% 67% 61%
Median monthly costs, owners with a mortgage $3,843 $2,946 $1,963
Those costs as a share of the owners' income 28.1% 24.8% 21.0%
Median rent $1,814 $2,036 $1,413
Rent as a share of renters' income 31.2% 32.8% 30.6%
Median year homes were built 1973 1976 1980
Vacant homes 17.6% 7.5% 10.1%
Population 1,378 39,287,377 334,922,499

What a typical home costs per month in Brookdale

At this week's average 30-year rate of 7.11%, buying the median Brookdale home of $881,700 with 20% down costs about $5,752 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $7,362, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $246,498 for the 20%-down payment. That payment is 79% of the median Brookdale household income of $87,358; at that income and 20% down, the 28% guideline points to a home of about $312,000.

The median rent here is $1,814 a month, so owning the median home costs about $3,938 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$176,340
Loan amount$705,360
Principal and interest$4,745
Property taxes (0.87% a year)$639
Homeowners insurance (our estimate, 0.5% a year)$367
PMI$0
Total per month$5,752

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3.5% down, 30-year FHA loan
Down payment$30,860
Loan amount$865,730
Principal and interest$5,824
Property taxes (0.87% a year)$639
Homeowners insurance (our estimate, 0.5% a year)$367
FHA mortgage insurance$532
Total per month$7,362

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Questions about home buying in Brookdale

What is the median home value in Brookdale?

About $881,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brookdale?

Homeowners pay a median $7,703 a year, which is about 0.87% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brookdale?

For the median home with 20% down at 7.11%, the payment is about $5,752 a month. Keeping that under 28% of gross income takes about $246,498 a year.

More about Brookdale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data