The typical owner-occupied home in New Cuyama is worth about $216,500, 71% below the California median of $734,700 and 35% below the national median of $332,700. Owners pay a median $1,263 a year in property taxes, about 0.58% of their home's value, lower than the California rate of 0.70%. The median household earns $60,759 a year, so the median home costs 3.6 times the median income (7.4 times for California). 86% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
New Cuyama at a glance
| New Cuyama | California | U.S. | |
|---|---|---|---|
| Median home value | $216,500 | $734,700 | $332,700 |
| Median property tax paid per year | $1,263 | $5,124 | $3,119 |
| Property tax as a share of value | 0.58% | 0.70% | 0.94% |
| Median household income | $60,759 | $99,122 | $80,734 |
| Homes lived in by their owners | 86% | 56% | 65% |
| Owner homes with a mortgage | 52% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,167 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 21.9% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1956 | 1976 | 1980 |
| Vacant homes | 33.8% | 7.5% | 10.1% |
| Population | 555 | 39,287,377 | 334,922,499 |
What a typical home costs per month in New Cuyama
At this week's average 30-year rate of 7.11%, buying the median New Cuyama home of $216,500 with 20% down costs about $1,360 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,721, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $58,285 for the 20%-down payment. That payment is 27% of the median New Cuyama household income of $60,759; at that income and 20% down, the 28% guideline points to a home of about $226,000.
| Down payment | $43,300 |
|---|---|
| Loan amount | $173,200 |
| Principal and interest | $1,165 |
| Property taxes (0.58% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| PMI | $0 |
| Total per month | $1,360 |
Change the numbers in the calculator
| Down payment | $7,578 |
|---|---|
| Loan amount | $212,579 |
| Principal and interest | $1,430 |
| Property taxes (0.58% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| FHA mortgage insurance | $96 |
| Total per month | $1,721 |
Change the numbers in the calculator
Questions about home buying in New Cuyama
What is the median home value in New Cuyama?
About $216,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in New Cuyama?
Homeowners pay a median $1,263 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in New Cuyama?
For the median home with 20% down at 7.11%, the payment is about $1,360 a month. Keeping that under 28% of gross income takes about $58,285 a year.
More about New Cuyama
- Mortgage Refinance in New Cuyama
- Debt Relief in New Cuyama
- Home Equity Loans in New Cuyama
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data