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Buying a home in Brisbane, California

The typical owner-occupied home in Brisbane is worth about $1,232,200, 68% above the California median of $734,700 and 3.7 times the national median of $332,700. Owners pay a median $8,654 a year in property taxes, about 0.70% of their home's value, close to the California rate of 0.70%. The median household earns $156,169 a year, so the median home costs 7.9 times the median income (7.4 times for California). 55% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.

Brisbane at a glance

Brisbane California U.S.
Median home value $1,232,200 $734,700 $332,700
Median property tax paid per year $8,654 $5,124 $3,119
Property tax as a share of value 0.70% 0.70% 0.94%
Median household income $156,169 $99,122 $80,734
Homes lived in by their owners 55% 56% 65%
Owner homes with a mortgage 70% 67% 61%
Median monthly costs, owners with a mortgage $4,001 $2,946 $1,963
Those costs as a share of the owners' income 33.8% 24.8% 21.0%
Median rent $2,574 $2,036 $1,413
Rent as a share of renters' income 18.5% 32.8% 30.6%
Median year homes were built 1971 1976 1980
Vacant homes 9.1% 7.5% 10.1%
Population 4,692 39,287,377 334,922,499

What a typical home costs per month in Brisbane

At this week's average 30-year rate of 7.11%, buying the median Brisbane home of $1,232,200 with 20% down costs about $7,863 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $10,114, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $337,006 for the 20%-down payment. That payment is 60% of the median Brisbane household income of $156,169; at that income and 20% down, the 28% guideline points to a home of about $571,000.

The median rent here is $2,574 a month, so owning the median home costs about $5,289 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$246,440
Loan amount$985,760
Principal and interest$6,631
Property taxes (0.70% a year)$719
Homeowners insurance (our estimate, 0.5% a year)$513
PMI$0
Total per month$7,863

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3.5% down, 30-year FHA loan
Down payment$43,127
Loan amount$1,209,882
Principal and interest$8,139
Property taxes (0.70% a year)$719
Homeowners insurance (our estimate, 0.5% a year)$513
FHA mortgage insurance$743
Total per month$10,114

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Questions about home buying in Brisbane

What is the median home value in Brisbane?

About $1,232,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brisbane?

Homeowners pay a median $8,654 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brisbane?

For the median home with 20% down at 7.11%, the payment is about $7,863 a month. Keeping that under 28% of gross income takes about $337,006 a year.

More about Brisbane

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data