The typical owner-occupied home in Tres Pinos is worth about $1,036,000, 41% above the California median of $734,700 and 3.1 times the national median of $332,700. Owners pay a median $9,219 a year in property taxes, about 0.89% of their home's value, higher than the California rate of 0.70%. 94% of occupied homes here are lived in by their owners, and 80% of those owners still have a mortgage.
Tres Pinos at a glance
| Tres Pinos | California | U.S. | |
|---|---|---|---|
| Median home value | $1,036,000 | $734,700 | $332,700 |
| Median property tax paid per year | $9,219 | $5,124 | $3,119 |
| Property tax as a share of value | 0.89% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 94% | 56% | 65% |
| Owner homes with a mortgage | 80% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $3,323 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 21.3% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Rent as a share of renters' income | 51.0% | 32.8% | 30.6% |
| Median year homes were built | 1993 | 1976 | 1980 |
| Vacant homes | 0.0% | 7.5% | 10.1% |
| Population | 901 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Tres Pinos
At this week's average 30-year rate of 7.11%, buying the median Tres Pinos home of $1,036,000 with 20% down costs about $6,775 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $8,668, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $290,375 for the 20%-down payment.
| Down payment | $207,200 |
|---|---|
| Loan amount | $828,800 |
| Principal and interest | $5,575 |
| Property taxes (0.89% a year) | $768 |
| Homeowners insurance (our estimate, 0.5% a year) | $432 |
| PMI | $0 |
| Total per month | $6,775 |
Change the numbers in the calculator
| Down payment | $36,260 |
|---|---|
| Loan amount | $1,017,235 |
| Principal and interest | $6,843 |
| Property taxes (0.89% a year) | $768 |
| Homeowners insurance (our estimate, 0.5% a year) | $432 |
| FHA mortgage insurance | $625 |
| Total per month | $8,668 |
Change the numbers in the calculator
Questions about home buying in Tres Pinos
What is the median home value in Tres Pinos?
About $1,036,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Tres Pinos?
Homeowners pay a median $9,219 a year, which is about 0.89% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Tres Pinos?
For the median home with 20% down at 7.11%, the payment is about $6,775 a month. Keeping that under 28% of gross income takes about $290,375 a year.
More about Tres Pinos
- Mortgage Refinance in Tres Pinos
- Debt Relief in Tres Pinos
- Home Equity Loans in Tres Pinos
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data