The typical owner-occupied home in Soda Springs is worth about $840,000, 14% above the California median of $734,700 and 2.5 times the national median of $332,700. Owners pay a median $6,667 a year in property taxes, about 0.79% of their home's value, higher than the California rate of 0.70%. 100% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Soda Springs at a glance
| Soda Springs | California | U.S. | |
|---|---|---|---|
| Median home value | $840,000 | $734,700 | $332,700 |
| Median property tax paid per year | $6,667 | $5,124 | $3,119 |
| Property tax as a share of value | 0.79% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 100% | 56% | 65% |
| Owner homes with a mortgage | 64% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1970 | 1976 | 1980 |
| Vacant homes | 62.4% | 7.5% | 10.1% |
| Population | 150 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Soda Springs
At this week's average 30-year rate of 7.11%, buying the median Soda Springs home of $840,000 with 20% down costs about $5,424 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,958, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $232,440 for the 20%-down payment.
| Down payment | $168,000 |
|---|---|
| Loan amount | $672,000 |
| Principal and interest | $4,521 |
| Property taxes (0.79% a year) | $553 |
| Homeowners insurance (our estimate, 0.5% a year) | $350 |
| PMI | $0 |
| Total per month | $5,424 |
Change the numbers in the calculator
| Down payment | $29,400 |
|---|---|
| Loan amount | $824,786 |
| Principal and interest | $5,548 |
| Property taxes (0.79% a year) | $553 |
| Homeowners insurance (our estimate, 0.5% a year) | $350 |
| FHA mortgage insurance | $507 |
| Total per month | $6,958 |
Change the numbers in the calculator
Questions about home buying in Soda Springs
What is the median home value in Soda Springs?
About $840,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Soda Springs?
Homeowners pay a median $6,667 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Soda Springs?
For the median home with 20% down at 7.11%, the payment is about $5,424 a month. Keeping that under 28% of gross income takes about $232,440 a year.
More about Soda Springs
- Mortgage Refinance in Soda Springs
- Debt Relief in Soda Springs
- Home Equity Loans in Soda Springs
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data