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Buying a home in Villa Park, California

The typical owner-occupied home in Villa Park is worth about $1,871,700, 2.5 times the California median of $734,700 and 5.6 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 0.53% of their home's value, lower than the California rate of 0.70%. The median household earns $202,245 a year, so the median home costs 9.3 times the median income (7.4 times for California). 90% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.

Villa Park at a glance

Villa Park California U.S.
Median home value $1,871,700 $734,700 $332,700
Median property tax paid per year $10,001 $5,124 $3,119
Property tax as a share of value 0.53% 0.70% 0.94%
Median household income $202,245 $99,122 $80,734
Homes lived in by their owners 90% 56% 65%
Owner homes with a mortgage 60% 67% 61%
Median monthly costs, owners with a mortgage $4,001 $2,946 $1,963
Those costs as a share of the owners' income 20.2% 24.8% 21.0%
Median rent – $2,036 $1,413
Rent as a share of renters' income 33.4% 32.8% 30.6%
Median year homes were built 1974 1976 1980
Vacant homes 2.4% 7.5% 10.1%
Population 5,748 39,287,377 334,922,499

What a typical home costs per month in Villa Park

At this week's average 30-year rate of 7.11%, buying the median Villa Park home of $1,871,700 with 20% down costs about $11,679 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $15,098, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $500,545 for the 20%-down payment. That payment is 69% of the median Villa Park household income of $202,245; at that income and 20% down, the 28% guideline points to a home of about $756,000.

20% down, 30-year conventional loan
Down payment$374,340
Loan amount$1,497,360
Principal and interest$10,073
Property taxes (0.53% a year)$827
Homeowners insurance (our estimate, 0.5% a year)$780
PMI$0
Total per month$11,679

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3.5% down, 30-year FHA loan
Down payment$65,510
Loan amount$1,837,799
Principal and interest$12,363
Property taxes (0.53% a year)$827
Homeowners insurance (our estimate, 0.5% a year)$780
FHA mortgage insurance$1,129
Total per month$15,098

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Questions about home buying in Villa Park

What is the median home value in Villa Park?

About $1,871,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Villa Park?

Homeowners pay a median $10,001 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Villa Park?

For the median home with 20% down at 7.11%, the payment is about $11,679 a month. Keeping that under 28% of gross income takes about $500,545 a year.

More about Villa Park

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data