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Buying a home in Angwin, California

The typical owner-occupied home in Angwin is worth about $708,100, 4% below the California median of $734,700 and 2.1 times the national median of $332,700. Owners pay a median $5,396 a year in property taxes, about 0.76% of their home's value, higher than the California rate of 0.70%. The median household earns $117,500 a year, so the median home costs 6.0 times the median income (7.4 times for California). 60% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Angwin at a glance

Angwin California U.S.
Median home value $708,100 $734,700 $332,700
Median property tax paid per year $5,396 $5,124 $3,119
Property tax as a share of value 0.76% 0.70% 0.94%
Median household income $117,500 $99,122 $80,734
Homes lived in by their owners 60% 56% 65%
Owner homes with a mortgage 62% 67% 61%
Median monthly costs, owners with a mortgage $3,438 $2,946 $1,963
Those costs as a share of the owners' income 23.8% 24.8% 21.0%
Median rent $1,504 $2,036 $1,413
Rent as a share of renters' income 25.3% 32.8% 30.6%
Median year homes were built 1963 1976 1980
Vacant homes 10.1% 7.5% 10.1%
Population 2,931 39,287,377 334,922,499

What a typical home costs per month in Angwin

At this week's average 30-year rate of 7.11%, buying the median Angwin home of $708,100 with 20% down costs about $4,554 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,734, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $195,183 for the 20%-down payment. That payment is 47% of the median Angwin household income of $117,500; at that income and 20% down, the 28% guideline points to a home of about $426,000.

The median rent here is $1,504 a month, so owning the median home costs about $3,050 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$141,620
Loan amount$566,480
Principal and interest$3,811
Property taxes (0.76% a year)$448
Homeowners insurance (our estimate, 0.5% a year)$295
PMI$0
Total per month$4,554

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3.5% down, 30-year FHA loan
Down payment$24,784
Loan amount$695,275
Principal and interest$4,677
Property taxes (0.76% a year)$448
Homeowners insurance (our estimate, 0.5% a year)$295
FHA mortgage insurance$313
Total per month$5,734

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Questions about home buying in Angwin

What is the median home value in Angwin?

About $708,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Angwin?

Homeowners pay a median $5,396 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Angwin?

For the median home with 20% down at 7.11%, the payment is about $4,554 a month. Keeping that under 28% of gross income takes about $195,183 a year.

More about Angwin

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data