The typical owner-occupied home in South Dos Palos is worth about $324,500, 56% below the California median of $734,700 and about the same as the national median of $332,700. Owners pay a median $1,304 a year in property taxes, about 0.40% of their home's value, lower than the California rate of 0.70%. 40% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
South Dos Palos at a glance
| South Dos Palos | California | U.S. | |
|---|---|---|---|
| Median home value | $324,500 | $734,700 | $332,700 |
| Median property tax paid per year | $1,304 | $5,124 | $3,119 |
| Property tax as a share of value | 0.40% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 40% | 56% | 65% |
| Owner homes with a mortgage | 72% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,273 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 22.0% | 24.8% | 21.0% |
| Median rent | $1,585 | $2,036 | $1,413 |
| Rent as a share of renters' income | 51.0% | 32.8% | 30.6% |
| Median year homes were built | 1987 | 1976 | 1980 |
| Vacant homes | 0.0% | 7.5% | 10.1% |
| Population | 1,102 | 39,287,377 | 334,922,499 |
What a typical home costs per month in South Dos Palos
At this week's average 30-year rate of 7.11%, buying the median South Dos Palos home of $324,500 with 20% down costs about $1,990 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,530, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $85,274 for the 20%-down payment.
The median rent here is $1,585 a month, so owning the median home costs about $405 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $64,900 |
|---|---|
| Loan amount | $259,600 |
| Principal and interest | $1,746 |
| Property taxes (0.40% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $135 |
| PMI | $0 |
| Total per month | $1,990 |
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| Down payment | $11,358 |
|---|---|
| Loan amount | $318,622 |
| Principal and interest | $2,143 |
| Property taxes (0.40% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $135 |
| FHA mortgage insurance | $144 |
| Total per month | $2,530 |
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Questions about home buying in South Dos Palos
What is the median home value in South Dos Palos?
About $324,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in South Dos Palos?
Homeowners pay a median $1,304 a year, which is about 0.40% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in South Dos Palos?
For the median home with 20% down at 7.11%, the payment is about $1,990 a month. Keeping that under 28% of gross income takes about $85,274 a year.
More about South Dos Palos
- Mortgage Refinance in South Dos Palos
- Debt Relief in South Dos Palos
- Home Equity Loans in South Dos Palos
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data