The typical owner-occupied home in Catheys Valley is worth about $400,000, 46% below the California median of $734,700 and 20% above the national median of $332,700. Owners pay a median $2,884 a year in property taxes, about 0.72% of their home's value, close to the California rate of 0.70%. The median household earns $81,302 a year, so the median home costs 4.9 times the median income (7.4 times for California). 100% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Catheys Valley at a glance
| Catheys Valley | California | U.S. | |
|---|---|---|---|
| Median home value | $400,000 | $734,700 | $332,700 |
| Median property tax paid per year | $2,884 | $5,124 | $3,119 |
| Property tax as a share of value | 0.72% | 0.70% | 0.94% |
| Median household income | $81,302 | $99,122 | $80,734 |
| Homes lived in by their owners | 100% | 56% | 65% |
| Owner homes with a mortgage | 63% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,859 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 19.5% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1982 | 1976 | 1980 |
| Vacant homes | 1.9% | 7.5% | 10.1% |
| Population | 939 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Catheys Valley
At this week's average 30-year rate of 7.11%, buying the median Catheys Valley home of $400,000 with 20% down costs about $2,559 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,226, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $109,686 for the 20%-down payment. That payment is 38% of the median Catheys Valley household income of $81,302; at that income and 20% down, the 28% guideline points to a home of about $296,000.
| Down payment | $80,000 |
|---|---|
| Loan amount | $320,000 |
| Principal and interest | $2,153 |
| Property taxes (0.72% a year) | $240 |
| Homeowners insurance (our estimate, 0.5% a year) | $167 |
| PMI | $0 |
| Total per month | $2,559 |
Change the numbers in the calculator
| Down payment | $14,000 |
|---|---|
| Loan amount | $392,755 |
| Principal and interest | $2,642 |
| Property taxes (0.72% a year) | $240 |
| Homeowners insurance (our estimate, 0.5% a year) | $167 |
| FHA mortgage insurance | $177 |
| Total per month | $3,226 |
Change the numbers in the calculator
Questions about home buying in Catheys Valley
What is the median home value in Catheys Valley?
About $400,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Catheys Valley?
Homeowners pay a median $2,884 a year, which is about 0.72% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Catheys Valley?
For the median home with 20% down at 7.11%, the payment is about $2,559 a month. Keeping that under 28% of gross income takes about $109,686 a year.
More about Catheys Valley
- Mortgage Refinance in Catheys Valley
- Debt Relief in Catheys Valley
- Home Equity Loans in Catheys Valley
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data