The typical owner-occupied home in Oakhurst is worth about $392,600, 47% below the California median of $734,700 and 18% above the national median of $332,700. Owners pay a median $2,981 a year in property taxes, about 0.76% of their home's value, higher than the California rate of 0.70%. The median household earns $82,056 a year, so the median home costs 4.8 times the median income (7.4 times for California). 83% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Oakhurst at a glance
| Oakhurst | California | U.S. | |
|---|---|---|---|
| Median home value | $392,600 | $734,700 | $332,700 |
| Median property tax paid per year | $2,981 | $5,124 | $3,119 |
| Property tax as a share of value | 0.76% | 0.70% | 0.94% |
| Median household income | $82,056 | $99,122 | $80,734 |
| Homes lived in by their owners | 83% | 56% | 65% |
| Owner homes with a mortgage | 53% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,458 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 28.7% | 24.8% | 21.0% |
| Median rent | $1,728 | $2,036 | $1,413 |
| Rent as a share of renters' income | 28.9% | 32.8% | 30.6% |
| Median year homes were built | 1980 | 1976 | 1980 |
| Vacant homes | 29.2% | 7.5% | 10.1% |
| Population | 6,091 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Oakhurst
At this week's average 30-year rate of 7.11%, buying the median Oakhurst home of $392,600 with 20% down costs about $2,525 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,179, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $108,217 for the 20%-down payment. That payment is 37% of the median Oakhurst household income of $82,056; at that income and 20% down, the 28% guideline points to a home of about $298,000.
The median rent here is $1,728 a month, so owning the median home costs about $797 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $78,520 |
|---|---|
| Loan amount | $314,080 |
| Principal and interest | $2,113 |
| Property taxes (0.76% a year) | $249 |
| Homeowners insurance (our estimate, 0.5% a year) | $164 |
| PMI | $0 |
| Total per month | $2,525 |
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| Down payment | $13,741 |
|---|---|
| Loan amount | $385,489 |
| Principal and interest | $2,593 |
| Property taxes (0.76% a year) | $249 |
| Homeowners insurance (our estimate, 0.5% a year) | $164 |
| FHA mortgage insurance | $174 |
| Total per month | $3,179 |
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Questions about home buying in Oakhurst
What is the median home value in Oakhurst?
About $392,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Oakhurst?
Homeowners pay a median $2,981 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Oakhurst?
For the median home with 20% down at 7.11%, the payment is about $2,525 a month. Keeping that under 28% of gross income takes about $108,217 a year.
More about Oakhurst
- Mortgage Refinance in Oakhurst
- Debt Relief in Oakhurst
- Home Equity Loans in Oakhurst
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data