The typical owner-occupied home in Mcarthur is worth about $241,300, 67% below the California median of $734,700 and 27% below the national median of $332,700. Owners pay a median $1,810 a year in property taxes, about 0.75% of their home's value, higher than the California rate of 0.70%. The median household earns $36,554 a year, so the median home costs 6.6 times the median income (7.4 times for California). 56% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.
Mcarthur at a glance
| Mcarthur | California | U.S. | |
|---|---|---|---|
| Median home value | $241,300 | $734,700 | $332,700 |
| Median property tax paid per year | $1,810 | $5,124 | $3,119 |
| Property tax as a share of value | 0.75% | 0.70% | 0.94% |
| Median household income | $36,554 | $99,122 | $80,734 |
| Homes lived in by their owners | 56% | 56% | 65% |
| Owner homes with a mortgage | 17% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1958 | 1976 | 1980 |
| Vacant homes | 19.4% | 7.5% | 10.1% |
| Population | 346 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Mcarthur
At this week's average 30-year rate of 7.11%, buying the median Mcarthur home of $241,300 with 20% down costs about $1,550 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,952, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,426 for the 20%-down payment. That payment is 51% of the median Mcarthur household income of $36,554; at that income and 20% down, the 28% guideline points to a home of about $133,000.
| Down payment | $48,260 |
|---|---|
| Loan amount | $193,040 |
| Principal and interest | $1,299 |
| Property taxes (0.75% a year) | $151 |
| Homeowners insurance (our estimate, 0.5% a year) | $101 |
| PMI | $0 |
| Total per month | $1,550 |
Change the numbers in the calculator
| Down payment | $8,446 |
|---|---|
| Loan amount | $236,929 |
| Principal and interest | $1,594 |
| Property taxes (0.75% a year) | $151 |
| Homeowners insurance (our estimate, 0.5% a year) | $101 |
| FHA mortgage insurance | $107 |
| Total per month | $1,952 |
Change the numbers in the calculator
Questions about home buying in Mcarthur
What is the median home value in Mcarthur?
About $241,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mcarthur?
Homeowners pay a median $1,810 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mcarthur?
For the median home with 20% down at 7.11%, the payment is about $1,550 a month. Keeping that under 28% of gross income takes about $66,426 a year.
More about Mcarthur
- Mortgage Refinance in Mcarthur
- Debt Relief in Mcarthur
- Home Equity Loans in Mcarthur
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data