The typical owner-occupied home in Kettleman City is worth about $141,300, 81% below the California median of $734,700 and 58% below the national median of $332,700. Owners pay a median $959 a year in property taxes, about 0.68% of their home's value, close to the California rate of 0.70%. The median household earns $47,743 a year, so the median home costs 3.0 times the median income (7.4 times for California). 15% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Kettleman City at a glance
| Kettleman City | California | U.S. | |
|---|---|---|---|
| Median home value | $141,300 | $734,700 | $332,700 |
| Median property tax paid per year | $959 | $5,124 | $3,119 |
| Property tax as a share of value | 0.68% | 0.70% | 0.94% |
| Median household income | $47,743 | $99,122 | $80,734 |
| Homes lived in by their owners | 15% | 56% | 65% |
| Owner homes with a mortgage | 0% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | $1,055 | $2,036 | $1,413 |
| Rent as a share of renters' income | 27.8% | 32.8% | 30.6% |
| Median year homes were built | 1978 | 1976 | 1980 |
| Vacant homes | 0.0% | 7.5% | 10.1% |
| Population | 1,002 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Kettleman City
At this week's average 30-year rate of 7.11%, buying the median Kettleman City home of $141,300 with 20% down costs about $899 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,135, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,545 for the 20%-down payment. That payment is 23% of the median Kettleman City household income of $47,743; at that income and 20% down, the 28% guideline points to a home of about $175,000.
The median rent here is $1,055 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $28,260 |
|---|---|
| Loan amount | $113,040 |
| Principal and interest | $760 |
| Property taxes (0.68% a year) | $80 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| PMI | $0 |
| Total per month | $899 |
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| Down payment | $4,946 |
|---|---|
| Loan amount | $138,741 |
| Principal and interest | $933 |
| Property taxes (0.68% a year) | $80 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| FHA mortgage insurance | $62 |
| Total per month | $1,135 |
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Questions about home buying in Kettleman City
What is the median home value in Kettleman City?
About $141,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kettleman City?
Homeowners pay a median $959 a year, which is about 0.68% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kettleman City?
For the median home with 20% down at 7.11%, the payment is about $899 a month. Keeping that under 28% of gross income takes about $38,545 a year.
More about Kettleman City
- Mortgage Refinance in Kettleman City
- Debt Relief in Kettleman City
- Home Equity Loans in Kettleman City
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data