The typical owner-occupied home in Orland is worth about $342,200, 53% below the California median of $734,700 and 3% above the national median of $332,700. Owners pay a median $2,109 a year in property taxes, about 0.62% of their home's value, lower than the California rate of 0.70%. The median household earns $64,945 a year, so the median home costs 5.3 times the median income (7.4 times for California). 59% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.
Orland at a glance
| Orland | California | U.S. | |
|---|---|---|---|
| Median home value | $342,200 | $734,700 | $332,700 |
| Median property tax paid per year | $2,109 | $5,124 | $3,119 |
| Property tax as a share of value | 0.62% | 0.70% | 0.94% |
| Median household income | $64,945 | $99,122 | $80,734 |
| Homes lived in by their owners | 59% | 56% | 65% |
| Owner homes with a mortgage | 67% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,521 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 24.5% | 24.8% | 21.0% |
| Median rent | $1,146 | $2,036 | $1,413 |
| Rent as a share of renters' income | 29.9% | 32.8% | 30.6% |
| Median year homes were built | 1984 | 1976 | 1980 |
| Vacant homes | 7.1% | 7.5% | 10.1% |
| Population | 8,357 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Orland
At this week's average 30-year rate of 7.11%, buying the median Orland home of $342,200 with 20% down costs about $2,161 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,731, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $92,614 for the 20%-down payment. That payment is 40% of the median Orland household income of $64,945; at that income and 20% down, the 28% guideline points to a home of about $240,000.
The median rent here is $1,146 a month, so owning the median home costs about $1,015 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $68,440 |
|---|---|
| Loan amount | $273,760 |
| Principal and interest | $1,842 |
| Property taxes (0.62% a year) | $177 |
| Homeowners insurance (our estimate, 0.5% a year) | $143 |
| PMI | $0 |
| Total per month | $2,161 |
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| Down payment | $11,977 |
|---|---|
| Loan amount | $336,002 |
| Principal and interest | $2,260 |
| Property taxes (0.62% a year) | $177 |
| Homeowners insurance (our estimate, 0.5% a year) | $143 |
| FHA mortgage insurance | $151 |
| Total per month | $2,731 |
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Questions about home buying in Orland
What is the median home value in Orland?
About $342,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Orland?
Homeowners pay a median $2,109 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Orland?
For the median home with 20% down at 7.11%, the payment is about $2,161 a month. Keeping that under 28% of gross income takes about $92,614 a year.
More about Orland
- Mortgage Refinance in Orland
- Debt Relief in Orland
- Home Equity Loans in Orland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data