The typical owner-occupied home in Stonyford is worth about $68,200, 91% below the California median of $734,700 and 80% below the national median of $332,700. Owners pay a median $710 a year in property taxes, about 1.04% of their home's value, higher than the California rate of 0.70%. 64% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.
Stonyford at a glance
| Stonyford | California | U.S. | |
|---|---|---|---|
| Median home value | $68,200 | $734,700 | $332,700 |
| Median property tax paid per year | $710 | $5,124 | $3,119 |
| Property tax as a share of value | 1.04% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 64% | 56% | 65% |
| Owner homes with a mortgage | 17% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | $286 | $2,036 | $1,413 |
| Rent as a share of renters' income | 23.6% | 32.8% | 30.6% |
| Median year homes were built | 1978 | 1976 | 1980 |
| Vacant homes | 30.9% | 7.5% | 10.1% |
| Population | 111 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Stonyford
At this week's average 30-year rate of 7.11%, buying the median Stonyford home of $68,200 with 20% down costs about $455 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $568, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,481 for the 20%-down payment.
The median rent here is $286 a month, so owning the median home costs about $169 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $13,640 |
|---|---|
| Loan amount | $54,560 |
| Principal and interest | $367 |
| Property taxes (1.04% a year) | $59 |
| Homeowners insurance (our estimate, 0.5% a year) | $28 |
| PMI | $0 |
| Total per month | $455 |
Change the numbers in the calculator
| Down payment | $2,387 |
|---|---|
| Loan amount | $66,965 |
| Principal and interest | $450 |
| Property taxes (1.04% a year) | $59 |
| Homeowners insurance (our estimate, 0.5% a year) | $28 |
| FHA mortgage insurance | $30 |
| Total per month | $568 |
Change the numbers in the calculator
Questions about home buying in Stonyford
What is the median home value in Stonyford?
About $68,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stonyford?
Homeowners pay a median $710 a year, which is about 1.04% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stonyford?
For the median home with 20% down at 7.11%, the payment is about $455 a month. Keeping that under 28% of gross income takes about $19,481 a year.
More about Stonyford
- Mortgage Refinance in Stonyford
- Debt Relief in Stonyford
- Home Equity Loans in Stonyford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data