The typical owner-occupied home in River Pines is worth about $316,700, 57% below the California median of $734,700 and 5% below the national median of $332,700. Owners pay a median $2,355 a year in property taxes, about 0.74% of their home's value, higher than the California rate of 0.70%. 100% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.
River Pines at a glance
| River Pines | California | U.S. | |
|---|---|---|---|
| Median home value | $316,700 | $734,700 | $332,700 |
| Median property tax paid per year | $2,355 | $5,124 | $3,119 |
| Property tax as a share of value | 0.74% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 100% | 56% | 65% |
| Owner homes with a mortgage | 100% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,865 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 14.2% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1953 | 1976 | 1980 |
| Vacant homes | 19.2% | 7.5% | 10.1% |
| Population | 374 | 39,287,377 | 334,922,499 |
What a typical home costs per month in River Pines
At this week's average 30-year rate of 7.11%, buying the median River Pines home of $316,700 with 20% down costs about $2,032 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,559, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $87,070 for the 20%-down payment.
| Down payment | $63,340 |
|---|---|
| Loan amount | $253,360 |
| Principal and interest | $1,704 |
| Property taxes (0.74% a year) | $195 |
| Homeowners insurance (our estimate, 0.5% a year) | $132 |
| PMI | $0 |
| Total per month | $2,032 |
Change the numbers in the calculator
| Down payment | $11,084 |
|---|---|
| Loan amount | $310,964 |
| Principal and interest | $2,092 |
| Property taxes (0.74% a year) | $195 |
| Homeowners insurance (our estimate, 0.5% a year) | $132 |
| FHA mortgage insurance | $140 |
| Total per month | $2,559 |
Change the numbers in the calculator
Questions about home buying in River Pines
What is the median home value in River Pines?
About $316,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in River Pines?
Homeowners pay a median $2,355 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in River Pines?
For the median home with 20% down at 7.11%, the payment is about $2,032 a month. Keeping that under 28% of gross income takes about $87,070 a year.
More about River Pines
- Mortgage Refinance in River Pines
- Debt Relief in River Pines
- Home Equity Loans in River Pines
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data