The typical owner-occupied home in Aguila is worth about $423,800, 7% above the Arizona median of $394,500 and 27% above the national median of $332,700. Owners pay a median $1,881 a year in property taxes, about 0.44% of their home's value, lower than the Arizona rate of 0.48%. The median household earns $72,727 a year, so the median home costs 5.8 times the median income (4.9 times for Arizona). 48% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Aguila at a glance
| Aguila | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $423,800 | $394,500 | $332,700 |
| Median property tax paid per year | $1,881 | $1,879 | $3,119 |
| Property tax as a share of value | 0.44% | 0.48% | 0.94% |
| Median household income | $72,727 | $79,964 | $80,734 |
| Homes lived in by their owners | 48% | 67% | 65% |
| Owner homes with a mortgage | 66% | 62% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,803 | $1,963 |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 1979 | 1992 | 1980 |
| Vacant homes | 38.9% | 10.5% | 10.1% |
| Population | 284 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Aguila
At this week's average 30-year rate of 7.11%, buying the median Aguila home of $423,800 with 20% down costs about $2,613 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,319, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $111,974 for the 20%-down payment. That payment is 43% of the median Aguila household income of $72,727; at that income and 20% down, the 28% guideline points to a home of about $275,000.
| Down payment | $84,760 |
|---|---|
| Loan amount | $339,040 |
| Principal and interest | $2,281 |
| Property taxes (0.44% a year) | $155 |
| Homeowners insurance (our estimate, 0.5% a year) | $177 |
| PMI | $0 |
| Total per month | $2,613 |
Change the numbers in the calculator
| Down payment | $14,833 |
|---|---|
| Loan amount | $416,124 |
| Principal and interest | $2,799 |
| Property taxes (0.44% a year) | $155 |
| Homeowners insurance (our estimate, 0.5% a year) | $177 |
| FHA mortgage insurance | $187 |
| Total per month | $3,319 |
Change the numbers in the calculator
Questions about home buying in Aguila
What is the median home value in Aguila?
About $423,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Aguila?
Homeowners pay a median $1,881 a year, which is about 0.44% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Aguila?
For the median home with 20% down at 7.11%, the payment is about $2,613 a month. Keeping that under 28% of gross income takes about $111,974 a year.
More about Aguila
- Mortgage Refinance in Aguila
- Debt Relief in Aguila
- Home Equity Loans in Aguila
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data