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Buying a home in Leupp, Arizona

The typical owner-occupied home in Leupp is worth about $53,100, 87% below the Arizona median of $394,500 and 84% below the national median of $332,700. The median household earns $45,250 a year, so the median home costs 1.2 times the median income (4.9 times for Arizona). 71% of occupied homes here are lived in by their owners, and 2% of those owners still have a mortgage.

Leupp at a glance

Leupp Arizona U.S.
Median home value $53,100 $394,500 $332,700
Median property tax paid per year – $1,879 $3,119
Median household income $45,250 $79,964 $80,734
Homes lived in by their owners 71% 67% 65%
Owner homes with a mortgage 2% 62% 61%
Median monthly costs, owners with a mortgage – $1,803 $1,963
Median rent $540 $1,543 $1,413
Rent as a share of renters' income 16.4% 30.8% 30.6%
Median year homes were built 1990 1992 1980
Vacant homes 12.0% 10.5% 10.1%
Population 882 7,378,838 334,922,499

What a typical home costs per month in Leupp

At this week's average 30-year rate of 7.11%, buying the median Leupp home of $53,100 with 20% down costs about $357 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $445, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $15,282 for the 20%-down payment. That payment is 9% of the median Leupp household income of $45,250; at that income and 20% down, the 28% guideline points to a home of about $157,000.

The median rent here is $540 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$10,620
Loan amount$42,480
Principal and interest$286
Property taxes (1.10% a year)$49
Homeowners insurance (our estimate, 0.5% a year)$22
PMI$0
Total per month$357

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3.5% down, 30-year FHA loan
Down payment$1,858
Loan amount$52,138
Principal and interest$351
Property taxes (1.10% a year)$49
Homeowners insurance (our estimate, 0.5% a year)$22
FHA mortgage insurance$23
Total per month$445

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Questions about home buying in Leupp

What is the median home value in Leupp?

About $53,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Leupp?

For the median home with 20% down at 7.11%, the payment is about $357 a month. Keeping that under 28% of gross income takes about $15,282 a year.

More about Leupp

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data