The typical owner-occupied home in Bellemont is worth about $533,800, 35% above the Arizona median of $394,500 and 60% above the national median of $332,700. Owners pay a median $2,341 a year in property taxes, about 0.44% of their home's value, lower than the Arizona rate of 0.48%. The median household earns $119,722 a year, so the median home costs 4.5 times the median income (4.9 times for Arizona). 94% of occupied homes here are lived in by their owners, and 90% of those owners still have a mortgage.
Bellemont at a glance
| Bellemont | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $533,800 | $394,500 | $332,700 |
| Median property tax paid per year | $2,341 | $1,879 | $3,119 |
| Property tax as a share of value | 0.44% | 0.48% | 0.94% |
| Median household income | $119,722 | $79,964 | $80,734 |
| Homes lived in by their owners | 94% | 67% | 65% |
| Owner homes with a mortgage | 90% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $2,157 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 22.2% | 20.5% | 21.0% |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 2007 | 1992 | 1980 |
| Vacant homes | 7.0% | 10.5% | 10.1% |
| Population | 1,701 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Bellemont
At this week's average 30-year rate of 7.11%, buying the median Bellemont home of $533,800 with 20% down costs about $3,291 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,180, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $141,037 for the 20%-down payment. That payment is 33% of the median Bellemont household income of $119,722; at that income and 20% down, the 28% guideline points to a home of about $453,000.
| Down payment | $106,760 |
|---|---|
| Loan amount | $427,040 |
| Principal and interest | $2,873 |
| Property taxes (0.44% a year) | $196 |
| Homeowners insurance (our estimate, 0.5% a year) | $222 |
| PMI | $0 |
| Total per month | $3,291 |
Change the numbers in the calculator
| Down payment | $18,683 |
|---|---|
| Loan amount | $524,132 |
| Principal and interest | $3,526 |
| Property taxes (0.44% a year) | $196 |
| Homeowners insurance (our estimate, 0.5% a year) | $222 |
| FHA mortgage insurance | $236 |
| Total per month | $4,180 |
Change the numbers in the calculator
Questions about home buying in Bellemont
What is the median home value in Bellemont?
About $533,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bellemont?
Homeowners pay a median $2,341 a year, which is about 0.44% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bellemont?
For the median home with 20% down at 7.11%, the payment is about $3,291 a month. Keeping that under 28% of gross income takes about $141,037 a year.
More about Bellemont
- Mortgage Refinance in Bellemont
- Debt Relief in Bellemont
- Home Equity Loans in Bellemont
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data