The typical owner-occupied home in Tuba City is worth about $65,800, 83% below the Arizona median of $394,500 and 80% below the national median of $332,700. The median household earns $61,338 a year, so the median home costs 1.1 times the median income (4.9 times for Arizona). 59% of occupied homes here are lived in by their owners, and 5% of those owners still have a mortgage.
Tuba City at a glance
| Tuba City | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $65,800 | $394,500 | $332,700 |
| Median property tax paid per year | – | $1,879 | $3,119 |
| Median household income | $61,338 | $79,964 | $80,734 |
| Homes lived in by their owners | 59% | 67% | 65% |
| Owner homes with a mortgage | 5% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $925 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 20.5% | 21.0% |
| Median rent | $867 | $1,543 | $1,413 |
| Rent as a share of renters' income | 9.0% | 30.8% | 30.6% |
| Median year homes were built | 1985 | 1992 | 1980 |
| Vacant homes | 14.3% | 10.5% | 10.1% |
| Population | 7,960 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Tuba City
At this week's average 30-year rate of 7.11%, buying the median Tuba City home of $65,800 with 20% down costs about $442 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $551, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,936 for the 20%-down payment. That payment is 9% of the median Tuba City household income of $61,338; at that income and 20% down, the 28% guideline points to a home of about $213,000.
The median rent here is $867 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $13,160 |
|---|---|
| Loan amount | $52,640 |
| Principal and interest | $354 |
| Property taxes (1.10% a year) | $60 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $442 |
Change the numbers in the calculator
| Down payment | $2,303 |
|---|---|
| Loan amount | $64,608 |
| Principal and interest | $435 |
| Property taxes (1.10% a year) | $60 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $29 |
| Total per month | $551 |
Change the numbers in the calculator
Questions about home buying in Tuba City
What is the median home value in Tuba City?
About $65,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Tuba City?
For the median home with 20% down at 7.11%, the payment is about $442 a month. Keeping that under 28% of gross income takes about $18,936 a year.
More about Tuba City
- Mortgage Refinance in Tuba City
- Debt Relief in Tuba City
- Home Equity Loans in Tuba City
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data