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Home equity loans in Leupp, Arizona

The typical owner-occupied home in Leupp is worth about $53,100, 87% below the Arizona median of $394,500 and 84% below the national median of $332,700. The median household earns $45,250 a year, so the median home costs 1.2 times the median income (4.9 times for Arizona). 71% of occupied homes here are lived in by their owners, and 2% of those owners still have a mortgage.

Leupp at a glance

Leupp Arizona U.S.
Median home value $53,100 $394,500 $332,700
Median property tax paid per year – $1,879 $3,119
Median household income $45,250 $79,964 $80,734
Homes lived in by their owners 71% 67% 65%
Owner homes with a mortgage 2% 62% 61%
Median monthly costs, owners with a mortgage – $1,803 $1,963
Median rent $540 $1,543 $1,413
Rent as a share of renters' income 16.4% 30.8% 30.6%
Median year homes were built 1990 1992 1980
Vacant homes 12.0% 10.5% 10.1%
Population 882 7,378,838 334,922,499

How much equity Leupp owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Leupp home of $53,100, 80% is $42,480.

98% of Leupp owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $53,100 home (80% to 85% of value)
Owe nothing$42,480 to $45,135
Owe $13,275$29,205 to $31,860
Owe $26,550$15,930 to $18,585
Owe $34,515$7,965 to $10,620

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Leupp

What is the median home value in Leupp?

About $53,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much can I borrow against my home in Leupp?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $53,100, an 80% limit is $42,480 before subtracting your mortgage.

More about Leupp

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data